2821 Spring Side Dr, Royse City, TX 75189 Property Records

Collin County property record for 2821 Spring Side Dr, Royse City, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,784 sqft · built 2024
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Individual Names on File
Last Sale	$309,674 (Oct 2024)
Tax Bill	$9,818 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12649-00E-0180-1`

Property Details

APN / Parcel Number

Primary APN	`R-12649-00E-0180-1`
Alternative APNs	`000002855126` `2855126`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,784 sqft Living Area
Gross Area	3,438 sqft
1st Floor Area	1,805 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Wood
Lot Area	5,924 sqft (0.136 acres)
Garage Type	Attached
Garage Area	508 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2821 SPRING SIDE DR
City	ROYSE CITY
State	TX
Zip	75189-6366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE PHASE 1B, BLK E, LOT 18
Legal Subdivision	CREEKSIDE PHASE 1B (CRY)
Legal Block	E
Legal Lot Number	18
Jurisdiction	COLLIN TX
Township / Civil Division	NEVADA
Census Block Group	1
Census Block	1000
Census Tract	31202

Owner

2821 Spring Side Dr is owned by two individuals who bought it in October 2024.

Source: Collin County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 ASH ST, WALTHAM, MA 02453-3996
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS LENDING LLC
Oct 30, 2024	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2024 · Amount on File
Deed Sale	Oct 30, 2024 · Amount on File
Prior Sale	Dec 29, 2023 · Amount on File
Deed Document Number	2024134744
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2821 SPRING SIDE DR, ROYSE CITY, TX 75189-6366
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 ASH ST 21, 21, WALTHAM, MA 02453-3996

Mortgage

Document Number	2026000034790
Date	Mar 19, 2026
Instrument	2026000034790

Lender

Name	CHAMPIONS LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 30, 2024
Property Address	2821 SPRING SIDE DR, ROYSE CITY, TX 75189-6366
Document Number	2024000134744
Map Reference	VOL 2022 PG 298
Instrument Date	Oct 29, 2024
Instrument	2024000134744
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 VALLEY VIEW LN STE 480, 480, FARMERS BRANCH, TX 75234-8985

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 ASH ST UNIT 21, 21, WALTHAM, MA 02453-3996

Mortgage

Document Number	2024000134745
Date	Oct 30, 2024
Instrument	2024000134745

Lender

Name	LOWER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2821 Spring Side Dr was $9,818, up 6,402% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Royse City
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,818.00 (+6,401.99%)	$411,238 Land $90,000 Building $321,238	$411,238 Land $90,000 Building $321,238
2024	$151.00
2023		$43,000 Land $43,000	$43,000 Land $43,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2821 Spring Side Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Nov 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2821 Spring Side Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Peoples Communications Fixed Wireless	500 / 60
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Spectrum.

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