2820 Via Montecito, San Clemente, CA 92672 Property Records

Orange County property record for 2820 Via Montecito, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,031 sqft · built 1964
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on Record
Last Sale	$1,395,000 (Aug 2018)
Tax Bill	$15,793 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`691-301-02`

Property Details

APN / Parcel Number

Primary APN	`691-301-02`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,031 sqft Living Area
1st Floor Area	2,031 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	9,000 sqft (0.207 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2820 VIA MONTECITO
City	SAN CLEMENTE
State	CA
Zip	92672-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4938 BLK LOT 113
Legal Tract	4938
Legal Lot Number	113
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1003
Census Tract	42106

Owner

Source: Orange County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2820 VIA MONTECITO, SAN CLEMENTE, CA 92672-3644
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Prior Sale	Aug 18, 1999 · Amount on Record
Deed Document Number	2018300165
Prior Transfer Date	Aug 12, 2005
Prior Transfer Doc	0000785933
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2820 VIA MONTECITO, SAN CLEMENTE, CA 92672-3644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221026
Date	May 31, 2017
Instrument	2017000221026

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,595,198 (+2%) Land $1,433,809 Building $161,389
2025	$15,793.00 (+3.89%)	$1,563,920 (+4.04%) Land $1,405,695 Building $158,225
2023	$15,201.00 (+1.94%)	$1,503,192 Land $1,351,110 Building $152,082
2022	$14,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Cityside Fiber, Verizon.

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