2805 Via Montecito, San Clemente, CA 92672 Property Records

Orange County property record for 2805 Via Montecito, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 1964
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$1,430,000 (Oct 2025)
Tax Bill	$10,215 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`691-252-32`

Property Details

APN / Parcel Number

Primary APN	`691-252-32`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
1st Floor Area	1,685 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	7,000 sqft (0.161 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2805 VIA MONTECITO
City	SAN CLEMENTE
State	CA
Zip	92672-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4938 BLK LOT 106
Legal Subdivision	TRACT NO 4938
Legal Tract	4938
Legal Lot Number	106
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1002
Census Tract	42106

Owner

2805 Via Montecito is owned by an individual who bought it in October 2025.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4725 N CIMARRON RD, LAS VEGAS, NV 89129-4829
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Oct 23, 2025	Intrafamily Transfer, Transfer WESTERN RESOURCES TITLE
Oct 23, 2025	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Nov 27, 2017	Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Nov 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Sep 29, 2006 · Amount on File
Deed Document Number	2025292041
Prior Transfer Date	Mar 3, 1997
Prior Transfer Doc	0000316198
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2805 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 VIA MONTECIO, SAN CLEMENTE, CA 92672-3623

Mortgage

Document Number	0000077071
Date	Feb 3, 2021
Instrument	2021000077071

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2805 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623

Mortgage

Document Number	0000262411
Date	Jul 28, 2022
Instrument	2022000262411

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 23, 2025
Property Address	2805 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623
Document Number	0000292040
Map Reference	MB 177 PG 35-39
Instrument Date	Oct 22, 2025
Instrument	2025000292040
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4725 N CIMARRON RD, LAS VEGAS, NV 89129-4829
Investor	Possibly a Property Investor

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 23, 2025
Property Address	2805 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623
Document Number	0000292041
Map Reference	MB 177 PG 35-39
Instrument Date	Sep 2, 2025
Instrument	2025000292041
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4725 N CIMARRON RD, LAS VEGAS, NV 89129-4829
Investor	Possibly a Property Investor

Mortgage

Document Number	0000292042
Date	Oct 23, 2025
Instrument	2025000292042

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2805 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623
Document Number	0000243633
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2805 VIA MONTECITO SAN CLEMENTE CA 926723623, SAN CLEMENTE, CA 92672-3623

Mortgage

Document Number	0000243633
Date	Jul 9, 2019
Instrument	243633

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 8, 2044

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 27, 2017
Property Address	2805 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623
Document Number	0000509133
Map Reference	MB177 PG35-39
Instrument Date	Nov 18, 2017
Instrument	2017000509133
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2805 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623

Mortgage

Document Number	0000509134
Date	Nov 27, 2017
Instrument	2017000509134

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 20, 2017
Property Address	2805 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623
Document Number	0000501292
Instrument Date	Nov 16, 2017
Instrument	501292
Transaction Type	Transfer
Record Updated	Dec 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	901 AVENIDA SALVADOR SAN CLEMENTE CA 926722324, SAN CLEMENTE, CA 92672-2324

Tax Assessment & Valuation

The 2025 property tax bill for 2805 Via Montecito was $10,215.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,430,000 (+40.5%) Land $1,299,098 Building $130,902
2025	$10,215.00 Homeowner's exemption	$1,017,793 Land $879,414 Building $138,379
2023	$9,830.00 (+1.96%) Homeowner's exemption	$978,272 Land $845,266 Building $133,006
2022	$9,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2805 Via Montecito in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2805 Via Montecito is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Cityside Fiber, Verizon.

Nearby Properties on Via Montecito

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures