2809 Via Montecito, San Clemente, CA 92672 Property Records

Orange County property record for 2809 Via Montecito, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,635 sqft · built 1964
Lot Size	0.174 acres (7,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (Jan 2019)
Tax Bill	$13,802 (2025)
Deeds & Mortgages	Jan 2019 Sale Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`691-252-30`

Property Details

APN / Parcel Number

Primary APN	`691-252-30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,635 sqft Living Area

Exterior

Year Built	Built 1964
Lot Area	7,600 sqft (0.174 acres)
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2809 VIA MONTECITO
City	SAN CLEMENTE
State	CA
Zip	92672-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4938 BLK LOT 108
Legal Tract	4938
Legal Lot Number	108
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1002
Census Tract	42106

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18321 OXBORO LN, HUNTINGTON BEACH, CA 92648-1073
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Grant Deed, Transfer LAWYERS TITLE
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 2, 2018	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2019 · Amount on Record
Deed Sale	Jan 9, 2019 · Amount on Record
Prior Sale	Apr 26, 2002 · Amount on Record
Deed Document Number	2019000006747
Record Updated	Jun 8, 2026

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 9, 2019
Property Address	2809 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623
Document Number	0000006747
Instrument Date	Dec 19, 2018
Instrument	6747
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,347.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18321 OXBORO LN HUNTINGTON BEACH CA 926481073, HUNTINGTON BEACH, CA 92648-1073

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2809 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623
Document Number	0000349931
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 VIA MONTECITO SAN CLEMENTE CA 926723623, SAN CLEMENTE, CA 92672-3623

Mortgage

Document Number	0000349931
Date	Sep 25, 2018
Instrument	349931

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 24, 2058

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2809 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623
Document Number	0000123501
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2809 VIA MONTECITO SAN CLEMENTE CA 926723623, SAN CLEMENTE, CA 92672-3623

Mortgage

Document Number	0000123501
Date	Apr 6, 2018
Instrument	123501

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 5, 2043

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,802.00 (+3.89%)	$1,366,507 (+4.04%) Land $1,252,176 Building $114,331
2023	$13,285.00 (+1.94%)	$1,313,445 Land $1,203,552 Building $109,893
2022	$13,032.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Cityside Fiber, Verizon.

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