2803 Via Montecito, San Clemente, CA 92672 Property Records

Orange County property record for 2803 Via Montecito, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,275 sqft · built 2020
Lot Size	0.175 acres (7,600 sqft)
Owner	Trust Name on File
Tax Bill	$12,652 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`691-252-33`

Property Details

APN / Parcel Number

Primary APN	`691-252-33`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,275 sqft Living Area
1st Floor Area	3,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	7,600 sqft (0.175 acres)
Garage Area	549 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2803 VIA MONTECITO
City	SAN CLEMENTE
State	CA
Zip	92672-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 4938 BLK LOT 105
Legal Subdivision	TRACT NO. 4938
Legal Tract	4938
Legal Lot Number	105
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1002
Census Tract	42106

Owner

2803 Via Montecito is owner-occupied and held in a trust since February 1999.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	2803 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jan 5, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 24, 1999
Transfer Doc	0000141786
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 5, 2022
Property Address	283 VIA MONTECITO, SAN CLEMENTE, CA 92672
Document Number	0000004806
Map Reference	MB 177 PG 35-39
Instrument Date	Dec 23, 2021
Instrument	2022000004806
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2803 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 5, 2022
Property Address	283 VIA MONTECITO, SAN CLEMENTE, CA 92672
Document Number	0000004804
Map Reference	MB 177 PG 35-39
Instrument Date	Dec 23, 2021
Instrument	2022000004804
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2803 VIA MONTECITO, SAN CLEMENTE, CA 92672-3623

Mortgage

Document Number	0000004805
Date	Jan 5, 2022
Instrument	2022000004805

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2803 Via Montecito was $12,652 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,284,616 (+2%) Land $498,271 Building $786,345
2025	$12,652.00 Homeowner's exemption	$1,259,428 Land $488,501 Building $770,927
2023	$12,175.00 (+18.04%)	$1,210,524 Land $469,532 Building $740,992
2022	$10,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2803 Via Montecito in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2803 Via Montecito is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Cityside Fiber, Verizon.

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