Coconino County property record for 2815 Bear Howard, Flagstaff, AZ 86005
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,836 sqft · built 1988 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Company Name on File |
| Last Sale | $470,000 (Apr 2019) |
| Tax Bill | $5,162 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-36-006 |
| Primary APN | 116-36-006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,836 sqft Living Area |
| Gross Area | 3,371 sqft |
| 1st Floor Area | 1,418 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Steel Frame |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 535 sqft |
| Porch | Porch |
| Porch Area | 42 sqft |
| Patio Area | 1,125 sqft |
| Heating System | Forced Air |
|---|
| Account Number | R0013813 |
|---|---|
| Street Address | 2815 BEAR HOWARD |
| City | FLAGSTAFF |
| State | AZ |
| Zip | 86005-4304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: FOREST HIGHLANDS UNIT 01 LOT: 62 SIXTEENTH: SE QUARTER: NW SECTION: 19 TOWNSHIP: 20N RANGE: 07E |
| Legal Range | 07E |
| Legal Township | 20N |
| Legal Section | 19 |
| Legal Subdivision | FOREST HIGHLANDS UNIT 01 |
| Legal Lot Number | 62 |
| Jurisdiction | COCONINO AZ |
| Township / Civil Division | FLAGSTAFF |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 2202 |
2815 Bear Howard is owned by a company that bought it in April 2019 and is owner-occupied.
Source: Coconino County records, as of November 5, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2815 BEAR HOWARD, FLAGSTAFF, AZ 86005-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ASSET MUTUAL MORTGAGE INC |
| Jan 28, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 30, 2019 | Warranty Deed, Transfer · VA Mortgage ASSET MUTUAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on File |
| Deed Sale | Apr 30, 2019 · Amount on File |
| Prior Sale | Mar 20, 2006 |
| Deed Document Number | 3840565 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 2815 BEAR HOWARD, FLAGSTAFF, AZ 86005-4304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003863846 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 3863846 |
| Name | ASSET MUTUAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | Jan 28, 2021 |
| Property Address | 2815 BEAR HOWARD, FLAGSTAFF, AZ 86005-4304 |
| Document Number | 0003903313 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 3903313 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 41138 N EAGLE TRL ANTHEM AZ 850861520, ANTHEM, AZ 85086-1520 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | Apr 30, 2019 |
| Property Address | 2815 BEAR HOWARD, FLAGSTAFF, AZ 86005-4304 |
| Document Number | 0003840565 |
| Map Reference | MB 1332 PG 663 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 3840565 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7550 N 16TH ST # ST6207, 7550, PHOENIX, AZ 85020-4618 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2815 BEAR HOWARD, FLAGSTAFF, AZ 86005-4304 |
| Document Number | 0003840566 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 3840566 |
| Name | ASSET MUTUAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 2815 Bear Howard was $5,162 with a homeowner's exemption.
Source: Coconino County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Coconino County |
| Unified School District | Flagstaff Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,247 Land $31,160 Building $97,087 | ||
| 2025 | $5,162.00 Homeowner's exemption | $1,282,474 Land $311,600 Building $970,874 | |
| 2024 | $103,518 Land $23,194 Building $80,324 | ||
| 2023 | $4,510.00 Homeowner's exemption | $1,035,172 Land $231,937 Building $803,235 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2815 Bear Howard in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2815 Bear Howard is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 73% of Arizona |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOREST HIGHLANDS WATER COMPANY private · serves 1,681 people · EPA ID AZ0403073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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