Coconino County property record for 2872 Bear Howard, Flagstaff, AZ 86005
| Property Type | Single Family Home |
|---|---|
| Details | 4,164 sqft · built 2005 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,600,000 (Aug 2025) |
| Tax Bill | $10,213 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Dec 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-36-009 |
| Primary APN | 116-36-009 |
|---|---|
| Alternative APN |
|
| Total Rooms | 8 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,164 sqft Living Area |
| 1st Floor Area | 2,082 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Wood |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Built-in |
| Garage Area | 1,106 sqft |
| Porch | Slab |
| Deck Area | Deck Area |
| Patio Area | 1,270 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0061902 |
|---|---|
| Street Address | 2872 BEAR HOWARD |
| City | FLAGSTAFF |
| State | AZ |
| Zip | 86005-4303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: FOREST HIGHLANDS UNIT 01 LOT: 65 SIXTEENTH: SE QUARTER: NW SECTION: 19 TOWNSHIP: 20N RANGE: 07E |
| Legal Range | 07E |
| Legal Township | 20N |
| Legal Section | 19 |
| Legal Subdivision | FOREST HIGHLANDS UNIT 01 |
| Legal Lot Number | 65 |
| Jurisdiction | COCONINO AZ |
| Township / Civil Division | FLAGSTAFF |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 2202 |
Source: Coconino County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 14422 N 73RD AVE, PEORIA, AZ 85381-4738 |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ZB NA |
| Dec 24, 2018 | Quit Claim Deed, Transfer Quitclaim |
| May 3, 2017 | Warranty Deed, Transfer · ARM FRANKLIN MORTGAGE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on Record |
| Deed Sale | Aug 7, 2025 · Amount on Record |
| Prior Sale | May 3, 2017 · Amount on Record |
| Deed Document Number | 20254022321 |
| Prior Transfer Date | Nov 17, 2018 |
| Prior Transfer Doc | 0003832533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 2872 BEAR HOWARD, FLAGSTAFF, AZ 86005-4303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0003870040 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 3870040 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | LAS VEGAS, NV 89119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | Dec 24, 2018 |
| Property Address | 2872 BEAR HOWARD, FLAGSTAFF, AZ 86005-4303 |
| Document Number | 0003832533 |
| Instrument Date | Nov 17, 2018 |
| Instrument | 3832533 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7 SANKATY CIR HENDERSON NV 890526670, HENDERSON, NV 89052-6670 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | May 3, 2017 |
| Property Address | 2872 BEAR HOWARD, FLAGSTAFF, AZ 86005-4303 |
| Document Number | 0003783509 |
| Map Reference | CASE4 MAP100-100F |
| Instrument Date | Mar 30, 2017 |
| Instrument | 3783509 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | STEWART TITLE ARIZONA AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3988 KERI WAY, 3988, FALLBROOK, CA 92028-8119 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 7 SANKATY CIR, HENDERSON, NV 89052-6670 |
| Document Number | 0003783510 |
|---|---|
| Date | May 3, 2017 |
| Instrument | 3783510 |
| Name | FRANKLIN MORTGAGE COMPANY |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2020 |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 7.75% |
| Index | 11th District COF |
| Max Rate | 11.7% |
Source: Coconino County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Coconino County |
| Unified School District | Flagstaff Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,096 (+9.75%) Land $46,484 Building $136,612 | ||
| 2025 | $10,213.00 (+12.76%) | $166,826 (-2.25%) | $1,668,259 (-2.25%) Land $397,298 Building $1,270,961 |
| 2024 | $170,662 Land $41,821 Building $128,841 | ||
| 2023 | $9,057.00 | $1,706,620 Land $418,208 Building $1,288,412 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 62% of Arizona |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOREST HIGHLANDS WATER COMPANY private · serves 1,681 people · EPA ID AZ0403073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures