2814 E Cliff Shadow Dr, Saint George, UT 84790 Property Records

Washington County property record for 2814 E Cliff Shadow Dr, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,915 sqft · built 2022
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Company Names on Record
Last Sale	$665,000 (Jun 2022)
Tax Bill	$4,226 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SG-BANR-18`

Property Details

APN / Parcel Number

Primary APN	`SG-BANR-18`
Alternative APN	`1108942`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,915 sqft Living Area
Gross Area	4,326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	1,338 sqft
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1108942
Street Address	2814 E CLIFF SHADOW DR
City	SAINT GEORGE
State	UT
Zip	84790-2676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: BANDED RIDGE SUBDIVISION (SG) LOT: 18
Legal Subdivision	BANDED RIDGE SUBDIVISION
Legal Lot Number	18
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1026
Census Tract	271702

Owner

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2814 E CLIFF SHADOW DR, SAINT GEORGE, UT 84790-2676
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Aug 9, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 9, 2022	Intrafamily Transfer, Transfer INWEST TITLE SERVICES-STATE GEORGE, INWEST TITLE SVCS ST GEORGE
Jun 21, 2022	Warranty Deed, Subdivision Related Transfer · Line of Credit CACHE VALLEY BANK
Jun 21, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 21, 2021	Special Warranty Deed, Transfer SOUTHERN UTAH TITLE COMPANY, SOUTHERN UTAH TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Oct 21, 2021
Deed Document Number	202231905
Last Transfer Date	Aug 9, 2022
Transfer Doc	0000038588
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2814 E CLIFF SHADOW DR, SAINT GEORGE, UT 84790-2676
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	SOUTHERN UTAH TITLE COMPANY, SOUTHERN UTAH TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052819
Date	Dec 12, 2022
Instrument	20220052819

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Aug 9, 2022
Property Address	2814 E CLIFF SHADOW DR, SAINT GEORGE, UT 84790-2676
Document Number	0000038588
Instrument Date	Aug 5, 2022
Instrument	20220038588
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2814 E CLIFF SHADOW DR, SAINT GEORGE, UT 84790-2676

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Aug 9, 2022
Property Address	2814 E CLIFF SHADOW DR, SAINT GEORGE, UT 84790-2676
Document Number	0000038586
Instrument Date	Aug 5, 2022
Instrument	20220038586
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	INWEST TITLE SERVICES-STATE GEORGE, INWEST TITLE SVCS ST GEORGE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2814 E CLIFF SHADOW DR, SAINT GEORGE, UT 84790-2676

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Jun 21, 2022
Property Address	2814 E CLIFF SHADOW DR, SAINT GEORGE, UT 84790-2676
Document Number	0000031905
Instrument Date	Jun 14, 2022
Instrument	20220031905
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2023
Title Company	SOUTHERN UTAH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2814 E CLIFF SHADOW DR, SAINT GEORGE, UT 84790-2676

Mortgage

Document Number	0000031909
Date	Jun 21, 2022
Instrument	20220031909

Lender

Name	CACHE VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Jun 21, 2022
Property Address	2814 E CLIFF SHADOW DR, SAINT GEORGE, UT 84790-2676
Document Number	0000031910
Instrument Date	Jun 14, 2022
Instrument	20220031910
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2814 E CLIFF SHADOW DR, SAINT GEORGE, UT 84790-2676

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Oct 21, 2021
Property Address	2814 E CLIFF SHADOW DR, SAINT GEORGE, UT 84790-2676
Document Number	0000068313
Instrument Date	Oct 21, 2021
Instrument	20210068313
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	SOUTHERN UTAH TITLE COMPANY, SOUTHERN UTAH TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3559 S STONEPINE DR, SAINT GEORGE, UT 84790-2674
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,510 (-5.89%) Land $169,400 Building $462,110	$1,148,200 (-5.89%) Land $308,000 Building $840,200
2025	$4,226.00 (-5.9%)
2023	$4,491.00	$671,000	$1,220,000 Land $342,000 Building $878,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 67% of Utah
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40

May also be available: T-Mobile.

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