2812 Rustler Dr, Missoula, MT 59808 Property Records

Missoula County property record for 2812 Rustler Dr, Missoula, MT 59808

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,076 sqft · built 2009
Lot Size	0.338 acres (14,723 sqft)
Owner	2 Individual Names on Record
Last Sale	$584,400 (Mar 2020)
Tax Bill	$8,503 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0482278`

Property Details

APN / Parcel Number

Primary APN	`R0482278`
Alternative APNs	`04-2199-10-3-04-74-0000` `0003864902` `3864902`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,076 sqft Living Area
Gross Area	3,728 sqft
1st Floor Area	1,040 sqft
2nd Floor Area	1,156 sqft
Basement Area	980 sqft
Finished Basement	880 sqft
Unfinished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,723 sqft (0.338 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	78 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0003864902
Street Address	2812 RUSTLER DR
City	MISSOULA
State	MT
Zip	59808-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHANTOM HILLS - PHASE 1 & 2, S10, T13 N, R20 W, LOT 74
Legal Subdivision	PHANTOM HILLS - PHASE 1 & 2
Legal Block	3
Legal Lot Number	74
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	3
Census Block	3082
Census Tract	206

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2812 RUSTLER DR, MISSOULA, MT 59808-5414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Mar 25, 2020	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Prior Sale	Aug 4, 2009
Deed Document Number	20205508
Deed Book / Page	1027 / 1338
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Recording Date	May 15, 2026
Property Address	2812 RUSTLER DR, MISSOULA, MT 59808-5414
Document Number	0000007025
Book / Page	1128 / 288
Instrument Date	May 4, 2026
Instrument	20267025
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 RUSTLER DR, MISSOULA, MT 59808-5414

Mortgage

Document Number	0000007025,
Date	May 15, 2026
Book Page	1128/288
Instrument	20267025

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 17, 2066

Interest

Rate	6.46%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	2812 RUSTLER DR, MISSOULA, MT 59808-5414
Transaction Type	Mortgage
Record Updated	Nov 29, 2021
Title Company	RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 RUSTLER DR, MISSOULA, MT 59808-5414

Mortgage

Document Number	0010670481
Date	Nov 17, 2021
Book Page	1067/481
Instrument	202128751

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	2812 RUSTLER DR, MISSOULA, MT 59808-5414
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010500673
Date	Feb 26, 2021
Book Page	1050/673
Instrument	202105143

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	2812 RUSTLER DR, MISSOULA, MT 59808-5414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010031094
Date	Oct 2, 2018
Book Page	1003/1094
Instrument	201817678

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	MISSOULA, MT 59801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Mar 25, 2020
Property Address	2812 RUSTLER DR, MISSOULA, MT 59808-5414
Document Number	0010271338
Book / Page	1027 / 1338
Map Reference	MB 27 PG 66
Instrument Date	Mar 25, 2020
Instrument	202005508
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2812 RUSTLER DR, MISSOULA, MT 59808-5414

Mortgage

Document Number	202005509
Date	Mar 25, 2020
Instrument	202005509

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Elementary School District	Hellgate Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$925,100 (-) Land $218,666 Building $706,434	$925,100 (-) Land $218,666 Building $706,434
2025	$8,503.00 (+4.46%)	$925,100 (+29.13%) Land $218,666 Building $706,434	$925,100 (+29.13%) Land $218,666 Building $706,434
2023	$8,140.00	$716,400	$716,400 Land $153,006 Building $563,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHANTOM HILLS WATER SYSTEM private · serves 810 people · EPA ID MT0004379
Water Source	Groundwater
Last State Inspection	May 2026
Also Mapped Here	MISSOULA WATER
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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