Sherburne County property record for 2728 95th Ave SE, Saint Cloud, MN 56304
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 1,384 sqft · built 1960 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jan 2021) |
| Tax Bill | $2,338 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-017-1100 |
| Primary APN | 40-017-1100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Driveway | Driveway |
| Wet Bar | Wet Bar |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2728 95TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | E 660 FT OF NE 1-4 OF NE 1-4. SUBJ TO EASEMENT DESC AS PARCEL 23 SHERB CTY ROW PLAT 49 |
| Legal Range | 29W |
| Legal Township | 35N |
| Legal Section | 17 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | PALMER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 30301 |
Source: Sherburne County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2728 95TH AVE SE, SAINT CLOUD, MN 56304-9759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit FALCON NATIONAL BANK |
| Jan 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage FALCON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2021 · Amount on Record |
| Deed Sale | Jan 25, 2021 · Amount on Record |
| Prior Sale | Apr 13, 1998 · Amount on Record |
| Deed Document Number | 2021910554 |
| Last Transfer Date | Aug 15, 2023 |
| Transfer Doc | 0000960848 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 2728 95TH AVE SE, SAINT CLOUD, MN 56304-9759 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000990322 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 990322 |
| Name | FALCON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jan 25, 2021 |
| Property Address | 2728 95TH AVE SE, SAINT CLOUD, MN 56304-9759 |
| Document Number | 0000910554 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 910554 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2728 95TH AVE SE, SAINT CLOUD, MN 56304-9759 |
| Document Number | 0000910555 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 910555 |
| Name | FALCON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Sherburne County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Palmer Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,600 (+17.87%) Land $196,400 Building $147,200 | $343,600 (+17.87%) Land $196,400 Building $147,200 | |
| 2025 | $2,338.00 (+25.56%) | $291,500 (+1,426.18%) Land $185,700 Building $105,800 | $291,500 (+1,426.18%) Land $185,700 Building $105,800 |
| 2023 | $1,862.00 | $19,100 Land $19,100 | |
| 2021 | $19,100 Land $19,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2022–2023) |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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