2104 95th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2104 95th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,040 sqft · built 1976
Lot Size	20 acres (871,200 sqft)
Owner	Company Name on Record
Tax Bill	$3,346 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`40-008-1400`

Property Details

APN / Parcel Number

Primary APN	`40-008-1400`
Alternative APNs	`40-00008-1400` `22732`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Unfinished Basement	920 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Attached
Garage Area	624 sqft
Driveway	Driveway
Deck Area	120 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	22732
Street Address	2104 95TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9758
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	S 1-2 OF SE 1-4 OF NE 1-4
Legal Range	29W
Legal Township	35N
Legal Section	08
Jurisdiction	SHERBURNE MN
Township / Civil Division	PALMER
Census Block Group	2
Census Block	2004
Census Tract	30301

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2104 95TH AVE SE, SAINT CLOUD, MN 56304-9758
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 24, 2026
Transfer Doc	0000995559
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHERBURNE MN
Recording Date	Mar 26, 2026
Property Address	2104 95TH AVE SE, SAINT CLOUD, MN 56304-9758
Document Number	0000995559
Instrument Date	Mar 24, 2026
Instrument	995559
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 95TH AVE SE, SAINT CLOUD, MN 56304-9758

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Palmer Township
Unified School District	Foley Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,200 (-88.35%) Land $43,200	$43,200 (-88.35%) Land $43,200
2025	$3,346.00 (+26.07%)	$370,900 (+2.04%) Land $201,400 Building $169,500	$370,900 (+2.04%) Land $201,400 Building $169,500
2023	$2,654.00	$363,500 Land $207,900 Building $155,600
2021			$363,500 Land $207,900 Building $155,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2022–2023)
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 2 claims Severe Storms, Straight-line Winds, And Flooding, May 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1