Sherburne County property record for 3655 95th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,049 sqft · built 1981 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Company Name on Record |
| Last Sale | $165,000 (Dec 2022) |
| Tax Bill | $2,310 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Dec 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-016-3305 |
| Primary APN | 40-016-3305 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,049 sqft Living Area |
| 1st Floor Area | 1,049 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Driveway | Driveway |
| Porch | Porch |
| Porch Area | 40 sqft |
| Wet Bar | Wet Bar |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3655 95TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | THAT PART OF THE SOUTHWEST QUARTER OF THE SOUTHWEST QUARTER (SW1/4 SW1/4) OF SECTION SIXTEEN (16), TOWNSHIP THIRTY-FIVE (35), |
| Legal Range | 29W |
| Legal Township | 35N |
| Legal Section | 16 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | PALMER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 30301 |
Source: Sherburne County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 232, FOLEY, MN 56329-0232 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 28, 2023 | Quit Claim Deed, Transfer ST CLOUD FCU |
| Dec 9, 2022 | Warranty Deed, Transfer TRI-COUNTY ABSTRACT, TRI COUNTY ABST |
| Nov 30, 2022 | Warranty Deed, Transfer TITLE SMART INC, TITLESMART INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2022 · Amount on Record |
| Deed Sale | Dec 6, 2022 · Amount on Record |
| Prior Sale | Oct 31, 2022 · Amount on Record |
| Deed Document Number | 20221496081 |
| Last Transfer Date | Nov 17, 2023 |
| Transfer Doc | 0000964276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Nov 28, 2023 |
| Property Address | 3655 95TH AVE SE, SAINT CLOUD, MN 56304-9759 |
| Document Number | 0000964276 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 964276 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 232, FOLEY, MN 56329-0232 |
| Investor | Possibly a Property Investor |
| Document Number | 0000964277 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 964277 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Nov 17, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Dec 9, 2022 |
| Property Address | 3655 95TH AVE SE, SAINT CLOUD, MN 56304-9759 |
| Document Number | 0000951822 |
| Instrument Date | Dec 6, 2022 |
| Instrument | 951822 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2022 |
| Title Company | TRI-COUNTY ABSTRACT, TRI COUNTY ABST |
| Amount | Amount Recorded |
|---|---|
| Tax | $544.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 232, FOLEY, MN 56329-0232 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Nov 30, 2022 |
| Property Address | 3655 95TH AVE SE, SAINT CLOUD, MN 56304-9759 |
| Document Number | 0000951446 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 951446 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $363.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4820 MINNETONKA BLVD STE 300, 300, MINNEAPOLIS, MN 55416-5708 |
| Investor | Possibly a Property Investor |
Source: Sherburne County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Palmer Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,200 (-) Land $108,700 Building $178,500 | $287,200 (-) Land $108,700 Building $178,500 | |
| 2025 | $2,310.00 (+45.65%) | $287,200 (+24.44%) Land $108,700 Building $178,500 | $287,200 (+24.44%) Land $108,700 Building $178,500 |
| 2023 | $1,586.00 | $230,800 Land $92,300 Building $138,500 | |
| 2021 | $230,800 Land $92,300 Building $138,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2022–2023) |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
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