Sherburne County property record for 1968 95th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,324 sqft · built 2002 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $46,000 (Aug 2002) |
| Tax Bill | $5,272 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-008-1100 |
| Primary APN | 40-008-1100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 653,400 sqft (15 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1968 95TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | ALL THAT PT OF E 1/2 OF NE 1/4 DESC AS FOLL: COMM AT A PT ON E LINE OF SEC 8, 990 FT S OF NE CORNER THEREOF;THENCE CONT S |
| Legal Range | 29W |
| Legal Township | 35N |
| Legal Section | 08 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | PALMER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30301 |
Source: Sherburne County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1968 95TH AVE SE, SAINT CLOUD, MN 56304-9758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2002 · Amount on Record |
| Deed Sale | Aug 16, 2002 · Amount on Record |
| Deed Document Number | 200257853 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1968 95TH AVE SE, SAINT CLOUD, MN 56304-9758 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000924059 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 924059 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 228 Months |
| Due | Aug 1, 2040 |
| Rate Type | Fixed Rate |
|---|
Source: Sherburne County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Palmer Township |
| Unified School District | Foley Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,500 (+5.91%) Building $21,500 | $21,500 (+5.91%) Building $21,500 | |
| 2025 | $5,272.00 (+19.06%) | $20,300 (-26.18%) Building $20,300 | $20,300 (-26.18%) Building $20,300 |
| 2023 | $4,428.00 | $27,500 Land $7,000 Building $20,500 | |
| 2021 | $27,500 Land $7,000 Building $20,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2022–2023) |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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