Sherburne County property record for 2791 95th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2,364 sqft · built 1989 |
| Lot Size | 5.74 acres (250,034 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,674 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-016-2202 |
| Primary APN | 40-016-2202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 2,364 sqft Living Area |
| 1st Floor Area | 2,364 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 250,034 sqft (5.74 acres) |
| Garage Type | Attached |
| Garage Area | 1,248 sqft |
| Driveway | Driveway |
| Deck Area | 472 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 22843 |
|---|---|
| Street Address | 2791 95TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | W 500 FT OF S 500 FT OF N 699.66 FT OF N 1-2 OF NW 1-4 |
| Legal Range | 29W |
| Legal Township | 35N |
| Legal Section | 16 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | PALMER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 30301 |
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2791 95TH AVE SE, SAINT CLOUD, MN 56304-9759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 2791 95TH AVE SE, SAINT CLOUD, MN 56304-9759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000883052 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 883052 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 22, 2034 |
| Rate Type | Fixed Rate |
|---|
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Palmer Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $470,800 (+2.06%) Land $147,500 Building $323,300 | $470,800 (+2.06%) Land $147,500 Building $323,300 | |
| 2025 | $3,674.00 (+10.93%) | $461,300 (+7.15%) Land $142,600 Building $318,700 | $461,300 (+7.15%) Land $142,600 Building $318,700 |
| 2023 | $3,312.00 | $430,500 Land $133,800 Building $296,700 | |
| 2021 | $430,500 Land $133,800 Building $296,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2022–2023) |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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