Sherburne County property record for 2073 95th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,339 sqft · built 2005 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Apr 2014) |
| Tax Bill | $7,260 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-009-2400 |
| Primary APN | 40-009-2400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,339 sqft Living Area |
| 1st Floor Area | 2,339 sqft |
| Basement Area | 2,100 sqft |
| Finished Basement | 2,100 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Mixed |
| Garage Area | 4,385 sqft |
| Driveway | Driveway |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Deck Area | 288 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 22740 |
|---|---|
| Street Address | 2073 95TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | THE N 66 FT OF THE S 1/2 OF NW 1/4 & THE N 406 FT OF THE E 765.63 FT OF THE S 1/2 OF NW 1/4 |
| Legal Range | 29W |
| Legal Township | 35N |
| Legal Section | 09 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | PALMER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30301 |
2073 95th Ave SE is owned and occupied by two individuals who bought it in April 2014.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2073 95TH AVE SE, SAINT CLOUD, MN 56304-9758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DEERWOOD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2014 · Amount on File |
| Deed Sale | Apr 21, 2014 · Amount on File |
| Prior Sale | Dec 17, 2010 · Amount on File |
| Deed Document Number | 2014216640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 12, 2026 |
| Property Address | 2073 95TH AVE SE, SAINT CLOUD, MN 56304-9758 |
| Document Number | 0000998875 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026998875 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 2073 95TH AVE SE, SAINT CLOUD, MN 56304-9758 |
| Document Number | 0000998875, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 2026998875 |
| Name | DEERWOOD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 2073 95TH AVE SE, SAINT CLOUD, MN 56304-9758 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000904524 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 904524 |
| Name | DEERWOOD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2073 95th Ave SE was $7,260.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Palmer Township |
| Unified School District | Foley Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,500 (+8.7%) Land $2,500 | $2,500 (+8.7%) Land $2,500 | |
| 2025 | $7,260.00 | $2,300 Land $2,300 | $2,300 Land $2,300 |
| 2023 | $6,366.00 | $2,300 Land $2,300 | |
| 2021 | $2,300 Land $2,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2073 95th Ave SE in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2022–2023) |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2073 95th Ave SE is moderate, ranking above 53% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
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