2704 Spears Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 2704 Spears Rd, Lenoir, NC 28645

Property Summary

Property Type	Agricultural Vacant Land
Details	3 bd · 1 ba · 1,040 sqft · built 1961
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,000 (Jun 2021)
Tax Bill	$118 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2017 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06 47 2 57`

Property Details

APN / Parcel Number

Primary APN	`06 47 2 57`
Alternative APNs	`162390` `184160`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Heated Area
Gross Area	2,944 sqft
1st Floor Area	1,040 sqft
Basement Area	1,430 sqft
Unfinished Basement	1,430 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1971
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	94,090 sqft (2.16 acres)
Porch	Enclosed Porch
Porch Area	405 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	184160
Street Address	2704 SPEARS RD
City	LENOIR
State	NC
Zip	28645-9688
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	BK 2023 PG 1488 YR 21 ST 96.00
Legal Subdivision	PUEET PROPERTY
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	4
Census Block	4031
Census Tract	30200

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2682 SPEARS RD, LENOIR, NC 28645-9748
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 17, 2017	Grant Deed, Transfer VANTAGE PT TITLE INC
Sep 1, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jun 9, 2017	Grant Deed, Transfer ATTORNEY ONLY
May 17, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Oct 17, 2017 · Amount on Record
Deed Document Number	202110058396
Deed Book / Page	2023 / 1488
Last Transfer Date	Aug 22, 2025
Transfer Doc	0010110778
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 3, 2021
Property Address	2704 SPEARS RD, LENOIR, NC 28645-9688
Document Number	0020231488
Book / Page	2023 / 1488
Instrument Date	Jun 3, 2021
Instrument	10058396
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 804, LENOIR, NC 28645-0804

Mortgage

Document Number	0010058397
Date	Jun 3, 2021
Instrument	10058397

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 17, 2017
Property Address	2704 SPEARS RD, LENOIR, NC 28645-9688
Document Number	0010016039
Book / Page	001928 / 001558
Instrument Date	Oct 6, 2017
Instrument	10016039
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	VANTAGE PT TITLE INC

Transaction

Amount	Amount Recorded
Tax	$77.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2704 SPEARS RD LENOIR NC 286459688, LENOIR, NC 28645-9688

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 1, 2017
Property Address	2704 SPEARS RD, LENOIR, NC 28645-9688
Document Number	0010014753
Book / Page	001926 / 000167
Instrument Date	Sep 1, 2017
Instrument	10014753
Transaction Type	Foreclosure
Record Updated	Nov 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$174.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2704 SPEARS RD LENOIR NC 286459688, LENOIR, NC 28645-9688

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 9, 2017
Property Address	2704 SPEARS RD, LENOIR, NC 28645-9688
Document Number	0010012216
Book / Page	001920 / 001367
Instrument Date	Jun 7, 2017
Instrument	10012216
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 447 ODESSA FL 335560447, ODESSA, FL 33556-0447
Investor	Possibly a Property Investor

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALDWELL NC
Recording Date	May 17, 2017
Property Address	2704 SPEARS RD, LENOIR, NC 28645-9688
Document Number	0010011402
Book / Page	001919 / 000186
Instrument Date	May 3, 2017
Instrument	10011402
Transaction Type	Foreclosure
Record Updated	Jun 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$174.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Gamewell Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$118.00 (-21.33%)	$19,800 (-) Land $19,800
2025	$150.00 (+28.21%)	$19,800 (+19.28%) Land $19,800	$19,800 (+19.28%) Land $19,800
2023		$16,600 (-) Land $16,600	$16,600 (-) Land $16,600
2022	$117.00	$16,600 Land $16,600	$16,600 Land $16,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spears Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures