2682 Spears Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 2682 Spears Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 572 sqft · built 1959
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$388 (2026)
Deeds & Mortgages	Sep 2025 Transfer Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06 47 2 55A`

Property Details

APN / Parcel Number

Primary APN	`06 47 2 55A`
Alternative APNs	`184156` `14444`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	572 sqft Heated Area
Gross Area	644 sqft
1st Floor Area	572 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1975
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Deck Area	72 sqft
Patio Area	72 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	184156
Street Address	2682 SPEARS RD
City	LENOIR
State	NC
Zip	28645-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1853 PG 1026 YR 14 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	4
Census Block	4030
Census Tract	30200

Owner

2682 Spears Rd is owned and occupied by an individual who acquired it in July 2025.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2682 SPEARS RD, LENOIR, NC 28645-9748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Intrafamily Transfer, Transfer
Sep 11, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 22, 2025
Transfer Doc	0021441540
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Sep 11, 2025
Property Address	2682 SPEARS RD, LENOIR, NC 28645-9748
Document Number	0021441561
Book / Page	2144 / 1561
Map Reference	MB 2 PG 41
Instrument Date	Aug 22, 2025
Instrument	10110778
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2682 SPEARS RD, LENOIR, NC 28645-9748

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Sep 11, 2025
Property Address	2682 SPEARS RD, LENOIR, NC 28645-9748
Document Number	0021441540
Book / Page	2144 / 1540
Map Reference	MB 30 PG 106
Instrument Date	Jul 22, 2025
Instrument	10110773
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2682 SPEARS RD, LENOIR, NC 28645-9748

Tax Assessment & Valuation

The 2026 property tax bill for 2682 Spears Rd was $388, down 4.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Gamewell Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$388.00 (-4.67%)	$62,100 (-) Land $7,700 Building $54,400
2025	$407.00 (+70.29%)	$62,100 Land $7,700 Building $54,400	$62,100 Land $7,700 Building $54,400
2024	$239.00
2023		$29,200 (-) Land $6,600 Building $22,600	$29,200 (-) Land $6,600 Building $22,600
2022	$223.00	$29,200 Land $6,600 Building $22,600	$29,200 Land $6,600 Building $22,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2682 Spears Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2682 Spears Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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