Caldwell County property record for 2649 Spears Rd, Lenoir, NC 28645
| Property Type | Rural Home |
|---|---|
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $263 (2026) |
| Deeds & Mortgages | Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06 47 2 51 |
| Primary APN | 06 47 2 51 |
|---|---|
| Alternative APN |
|
| Lot Area | 174,240 sqft (4 acres) |
|---|---|
| Shed | 1 Shed |
| Account Number | 104555 |
|---|---|
| Street Address | 2649 SPEARS RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-9748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BK 1945 PG 512 YR 2018 ST 0.00 LIFE ESTATE |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 30200 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2649 SPEARS RD, LENOIR, NC 28645-9748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jul 18, 2018 |
| Property Address | 2649 SPEARS RD, LENOIR, NC 28645-9748 |
| Document Number | 0010024152 |
| Book / Page | 001945 / 000512 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 10024152 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4656 ESTES DR GRANITE FALLS NC 286308525, GRANITE FALLS, NC 28630-8525 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Gamewell Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263.00 (-52.09%) | $38,100 (-) Land $32,600 Building $5,500 | |
| 2025 | $549.00 (+124.08%) | $38,100 (+17.96%) Land $32,600 Building $5,500 | $38,100 (+17.96%) Land $32,600 Building $5,500 |
| 2023 | $32,300 (-) Land $27,300 Building $5,000 | $32,300 (-) Land $27,300 Building $5,000 | |
| 2022 | $245.00 | $32,300 Land $27,300 Building $5,000 | $32,300 Land $27,300 Building $5,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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