Caldwell County property record for 2656 Spears Rd, Lenoir, NC 28645
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 868 sqft · built 1980 |
| Lot Size | 5.51 acres (240,016 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $363 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06 47 2 50 |
| Primary APN | 06 47 2 50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 868 sqft Heated Area |
| Gross Area | 1,226 sqft |
| 1st Floor Area | 868 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 240,016 sqft (5.51 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 238 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Storage Building | Storage Building |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 186164 |
|---|---|
| Street Address | 2656 SPEARS RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-9748 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BK 1846 PG 627 YR 2014 ST 0.00 LIFE ESTATE |
| Legal Subdivision | J R PUETT LANDS |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 30200 |
2656 Spears Rd, a mobile home, is owned and occupied by an individual.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2656 SPEARS RD, LENOIR, NC 28645-9748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2656 Spears Rd was $363, down 52.4% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Gamewell Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363.00 (-52.36%) | $57,900 (-) Land $50,100 Building $7,800 | |
| 2025 | $762.00 | $57,900 Land $50,100 Building $7,800 | $57,900 Land $50,100 Building $7,800 |
| 2023 | $44,600 (-) Land $42,300 Building $2,300 | $44,600 (-) Land $42,300 Building $2,300 | |
| 2022 | $332.00 | $44,600 Land $42,300 Building $2,300 | $44,600 Land $42,300 Building $2,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2656 Spears Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2656 Spears Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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