2690 Spears Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 2690 Spears Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1955
Lot Size	1.49 acres (64,904 sqft)
Owner	Individual Name on Record
Tax Bill	$514 (2026)
Deeds & Mortgages	Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06 47 2 56`

Property Details

APN / Parcel Number

Primary APN	`06 47 2 56`
Alternative APNs	`122491` `142606`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	728 sqft Heated Area
Gross Area	952 sqft
1st Floor Area	728 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	64,904 sqft (1.49 acres)
Porch	Patio
Porch Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	142606
Street Address	2690 SPEARS RD
City	LENOIR
State	NC
Zip	28645-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1853 PG 1026 YR 14 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	4
Census Block	4030
Census Tract	30200

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2690 SPEARS RD, LENOIR, NC 28645-9748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 22, 2025
Transfer Doc	0021441548
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Sep 11, 2025
Property Address	2690 SPEARS RD, LENOIR, NC 28645-9748
Document Number	0021441548
Book / Page	2144 / 1548
Map Reference	MB 30 PG 106
Instrument Date	Jul 22, 2025
Instrument	10110775
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2690 SPEARS RD, LENOIR, NC 28645-9748

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Gamewell Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$514.00 (-4.64%)	$83,200 (-) Land $17,400 Building $65,800
2025	$539.00 (+58.53%)	$83,200 (+95.76%) Land $17,400 Building $65,800	$83,200 (+95.76%) Land $17,400 Building $65,800
2024	$340.00 (+7.26%)
2023		$42,500 (-) Land $14,900 Building $27,600	$42,500 (-) Land $14,900 Building $27,600
2022	$317.00	$42,500 Land $14,900 Building $27,600	$42,500 Land $14,900 Building $27,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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