2697 Spears Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 2697 Spears Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,124 sqft · built 1957
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Nov 1998)
Tax Bill	$834 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06242 2 30`

Property Details

APN / Parcel Number

Primary APN	`06242 2 30`
Alternative APN	`97623`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,124 sqft Heated Area
Gross Area	2,552 sqft
1st Floor Area	1,064 sqft
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1975
Exterior Material	Asbestos
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	40,075 sqft (0.92 acres)
Porch	Slab
Porch Area	204 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	97623
Street Address	2697 SPEARS RD
City	LENOIR
State	NC
Zip	28645-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1242 PG 1241 YR 1998 ST 100.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	4
Census Block	4031
Census Tract	30200

Owner

Source: Caldwell County records · APN 06242 2 30

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2615 OLD MORGANTON RD, LENOIR, NC 28645-9687
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 1998 · Amount on Record
Deed Sale	Nov 13, 1998 · Amount on Record
Prior Sale	Nov 01, 1998 · Amount on Record
Deed Book / Page	1242 / 1241
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Gamewell Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,900 (-) Land $14,200 Building $115,700
2025	$834.00 (+54.73%)	$129,900 (+76.73%) Land $14,200 Building $115,700	$129,900 (+76.73%) Land $14,200 Building $115,700
2023		$73,500 (-) Land $12,100 Building $61,400	$73,500 (-) Land $12,100 Building $61,400
2022	$539.00	$73,500 Land $12,100 Building $61,400	$73,500 Land $12,100 Building $61,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 59 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.