27 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 27 Ocean Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,726 sqft · built 2024
Lot Size	0.105 acres (4,580 sqft)
Owner	Company Name on Record
Last Sale	$2,125,000 (Oct 2025)
Tax Bill	$3,837 (2024)
Deeds & Mortgages	Oct 2025 Sale Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00555011-004400`

Property Details

APN / Parcel Number

Primary APN	`00555011-004400`
Alternative APNs	`06623900555011004400` `1680923`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,726 sqft Living Area
1st Floor Area	1,540 sqft
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	4,580 sqft (0.105 acres)
View / Lot	Canal
Garage Type	Carport
Garage Area	756 sqft
Carport	Carport
Carport Area	756 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	868 sqft
Patio Area	40 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1680923
Street Address	27 OCEAN DR
City	KEY LARGO
State	FL
Zip	33037-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	LT 44 THE HARBORAGE KEY LARGO PB6-46 OR587-406 OR764-499 OR1045-20 OR1132-438 OR1221-310 OR2245-337 OR2783-904 OR3233-0967 OR3240-1975
Legal Range	39E
Legal Township	62S
Legal Section	06
Legal Subdivision	HARBORAGE, THE
Legal Lot Number	44
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	970600

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5753 HIGHWAY 85 N, CRESTVIEW, FL 32536-9365
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer PLATINUM NATIONAL TITLE LLC
Aug 30, 2023	Warranty Deed, Transfer · Balloon Mortgage MIKON FINANCIAL SERVICES INC
Jul 10, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Aug 30, 2023 · Amount on Record
Deed Document Number	20252518534
Deed Book / Page	3349 / 210
Prior Transfer Date	Feb 11, 2016
Prior Transfer Doc	0027830904
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 14, 2025
Property Address	27 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0033490210
Book / Page	3349 / 210
Map Reference	MB 6 PG 46
Instrument Date	Oct 10, 2025
Instrument	2518534
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	PLATINUM NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$14,875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14351 LEANING PINE DR, MIAMI LAKES, FL 33014-2516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5753 HIGHWAY 85 N PMB 8091, CRESTVIEW, FL 32536-9365

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 30, 2023
Property Address	27 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0032401975
Book / Page	3240 / 1975
Map Reference	MB 6 PG 46
Instrument Date	Aug 25, 2023
Instrument	2430422
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15490 SW 38TH CT, DAVIE, FL 33331-2784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14351 LEANING PINE DR, MIAMI LAKES, FL 33014-2516

Mortgage

Document Number	0032401978
Date	Aug 30, 2023
Instrument	3240/1978

Lender

Name	MIKON FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Sep 1, 2025

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 10, 2023
Property Address	27 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0032330967
Book / Page	3233 / 967
Map Reference	MB 6 PG 46
Instrument Date	Jun 29, 2023
Instrument	2424292
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 CENTRAL AVE APT 313, 313, HIGHLAND PARK, IL 60035-3438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15490 SW 38TH CT, DAVIE, FL 33331-2784

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,967,582 (+304.25%) Land $630,243 Building $1,337,339	$1,967,582 (+304.25%) Land $630,243 Building $1,337,339
2024	$3,837.00 (-8.9%)	$486,722 (-23.39%) Land $464,218 Building $22,504	$486,722 (-23.39%) Land $464,218 Building $22,504
2023	$4,212.00 (+17.42%)	$635,337 (+23.76%) Land $579,863 Building $55,474	$635,337 (+23.76%) Land $579,863 Building $55,474
2022	$3,587.00	$513,369 Land $456,203 Building $57,166	$513,369 Land $456,203 Building $57,166

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 425 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	957 units insured incl. 532 condo units
Nearby Flood Claims	227 (1982–2022)
Claims Outside the SFHA	13 of 227
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 156 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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