Monroe County property record for 32 Ocean Dr, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,031 sqft · built 1974 |
| Lot Size | 0.082 acres (3,596 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $186,000 (Feb 2014) |
| Tax Bill | $3,155 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00555011-006500 |
| Primary APN | 00555011-006500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,031 sqft Living Area |
| 1st Floor Area | 1,031 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 3,596 sqft (0.082 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 210 sqft |
| Deck Area | 390 sqft |
| Patio Area | 390 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1681148 |
|---|---|
| Street Address | 32 OCEAN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4034 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LT 65 THE HARBORAGE KEY LARGO PB6-46 OR588-414 OR826-1218D/C OR1634-1436 OR1634-1438AFF OR2027-1022/23 OR2670-696/98 |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 06 |
| Legal Subdivision | HARBORAGE, THE |
| Legal Lot Number | 65 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 5751 W 200 N, ANDERSON, IN 46011-9146 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2014 · Amount on Record |
| Deed Sale | Feb 7, 2014 · Amount on Record |
| Prior Sale | Jul 21, 2004 · Amount on Record |
| Deed Document Number | 1968059 |
| Deed Book / Page | 2670 / 0696 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $390,863 (+8.16%) Land $335,516 Building $55,347 | $390,863 (+8.16%) Land $335,516 Building $55,347 | |
| 2024 | $3,155.00 (+8.61%) | $361,367 (+7.17%) Land $309,308 Building $52,059 | $361,367 (+7.17%) Land $309,308 Building $52,059 |
| 2023 | $2,905.00 (+12.38%) | $337,181 (+19.62%) Land $285,908 Building $51,273 | $337,181 (+19.62%) Land $285,908 Building $51,273 |
| 2022 | $2,585.00 | $281,886 Land $228,812 Building $53,074 | $281,886 Land $228,812 Building $53,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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