31 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 31 Ocean Dr, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 1,049 sqft · built 1972
Lot Size0.157 acres (6,869 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Jun 2016)
Tax Bill$5,525 (2024)
Flood ZoneZone AE (high risk)
APN00555011-004500

Property Details

APN / Parcel Number

Primary APN00555011-004500
Alternative APNs
  • 06623900555011004500
  • 1680931

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,049 sqft Living Area
1st Floor Area1,049 sqft
FlooringTerrazzo
Interior WallsMasonry

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1995
Exterior MaterialMetal
Construction TypeWood
Foundation TypeBlock
Roof TypeFlat
Roof MaterialMetal
Lot Area6,869 sqft (0.157 acres)
Garage Area324 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchEnclosed Porch
Porch Area1,028 sqft
Deck Area1,496 sqft
Patio Area1,496 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1680931
Old Parcel Number06623900555011004500
Street Address31 OCEAN DR
CityKEY LARGO
StateFL
Zip33037-4011
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLT 45 AND N 1/2 LT 46 THE HARBORAGE KEY LARGO PB 6-46 OR499-719 OR653-238 OR672-416 OR793-1210 OR807-435 OR1153-751
Legal Range39E
Legal Township62S
Legal Section06
Legal SubdivisionHARBORAGE, THE
Legal Lot Number45-46 1
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract970600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10355 SW 3RD ST, MIAMI, FL 33174-1750
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2016 · Amount on Record
Deed SaleJun 24, 2016 · Amount on Record
Prior SaleMar 22, 2000 · Amount on Record
Deed Document Number2081398
Deed Book / Page2803 / 1107
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$831,499 (+8.08%) Land $738,314 Building $93,185$831,499 (+8.08%) Land $738,314 Building $93,185
2024$5,525.00 (+5.24%)
2023$5,250.00 (+15.82%)$769,322 (+22.66%) Land $679,370 Building $89,952$769,322 (+22.66%) Land $679,370 Building $89,952
2022$4,533.00$627,180 Land $534,687 Building $92,493$627,180 Land $534,687 Building $92,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Hotwire Communications.

Nearby Properties on Ocean Dr

Nearby Streets

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