Monroe County property record for 22 Ocean Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,248 sqft · built 2015 |
| Lot Size | 0.082 acres (3,599 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Jun 1998) |
| Tax Bill | $2,542 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00555011-006000 |
| Primary APN | 00555011-006000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 3,599 sqft (0.082 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Deck Area | 375 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1681091 |
|---|---|
| Old Parcel Number | 06623900555011006000 |
| Street Address | 22 OCEAN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 60 THE HARBORAGE KEY LARGO PB 6-46 OR574-15 OR608-613 OR614-77 OR794-825 OR1321-929/30 OR1321-940AFF OR1231-941AFF/DC |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 06 |
| Legal Subdivision | HARBORAGE, THE |
| Legal Lot Number | 60 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 OCEAN DR, KEY LARGO, FL 33037-4034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 1998 · Amount on Record |
| Deed Sale | Jun 8, 1998 · Amount on Record |
| Prior Sale | Aug 31, 1994 · Amount on Record |
| Deed Document Number | 0151900090 |
| Deed Book / Page | 01519 / 00090 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $328,059 (+5.99%) | $807,929 (+11.1%) Land $335,516 Building $472,413 | |
| 2024 | $2,542.00 (+6.4%) | ||
| 2023 | $2,389.00 (+4.64%) | $309,529 (+3%) | $727,183 (+40.78%) Land $285,908 Building $441,275 |
| 2022 | $2,283.00 | $300,514 | $516,534 Land $228,812 Building $287,722 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Hotwire Communications.
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