23 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 23 Ocean Dr, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,410 sqft · built 1973
Lot Size0.105 acres (4,578 sqft)
OwnerIndividual Name on Record
Last Sale$540,000 (Dec 2020)
Tax Bill$5,860 (2024)
Deeds & MortgagesDec 2020 Sale
Flood ZoneZone AE (high risk)
APN00555011-004200

Property Details

APN / Parcel Number

Primary APN00555011-004200
Alternative APNs
  • 06623900555011004200
  • 1680907

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,410 sqft Living Area
1st Floor Area1,416 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2008
Exterior MaterialMetal
Construction TypeWood
Foundation TypeBlock
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area4,578 sqft (0.105 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchEnclosed Porch
Porch Area255 sqft
Deck Area732 sqft
Patio Area1,124 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1680907
Old Parcel Number06623900555011004200
Street Address23 OCEAN DR
CityKEY LARGO
StateFL
Zip33037-4011
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 42 THE HARBORAGE KEY LARGO PB6-46 OR520-1080 OR913-2010 OR2030-1300 OR3062-2472
Legal Range39E
Legal Township62S
Legal Section06
Legal SubdivisionHARBORAGE, THE
Legal Lot Number42 1
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract970600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7931 SW 89TH ST, MIAMI, FL 33156-7477
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2020 · Amount on Record
Deed SaleDec 16, 2020 · Amount on Record
Prior SaleJul 30, 2004 · Amount on Record
Deed Document Number2295281
Deed Book / Page3062 / 2472
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 16, 2020
Property Address23 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number0030622472
Book / Page3062 / 2472
Map ReferenceMB 6 PG 46
Instrument DateDec 15, 2020
Instrument2295281
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$3,780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1530 SE 14TH DR, 1530, DEERFIELD BEACH, FL 33441-7340

Transferred To (Grantee/Buyer)

NameVerified Name
Address7931 SW 89TH ST, MIAMI, FL 33156-7477

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$758,357 (+6.26%) Land $630,243 Building $128,114$758,357 (+6.26%) Land $630,243 Building $128,114
2024$5,860.00 (+5.7%)
2023$5,544.00 (+15.09%)$713,679 (+20.3%) Land $579,863 Building $133,816$713,679 (+20.3%) Land $579,863 Building $133,816
2022$4,817.00$593,270 Land $456,203 Building $137,067$593,270 Land $456,203 Building $137,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Hotwire Communications.

Nearby Properties on Ocean Dr

Nearby Streets

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