28 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 28 Ocean Dr, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 1,409 sqft · built 1972
Lot Size0.082 acres (3,597 sqft)
OwnerOwner Name on Record
Last Sale$135,000 (Jan 2009)
Tax Bill$3,033 (2024)
Flood ZoneZone AE (high risk)
APN00555011-006300

Property Details

APN / Parcel Number

Primary APN00555011-006300
Alternative APNs
  • 06623900555011006300
  • 1681121

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,409 sqft Living Area
1st Floor Area670 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1987
Exterior MaterialMetal
Construction TypeWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,597 sqft (0.082 acres)
Lot Dimensions90 ft deep x 40 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area841 sqft
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1681121
Old Parcel Number06623900555011006300
Street Address28 OCEAN DR
CityKEY LARGO
StateFL
Zip33037-4034
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 63 THE HARBORAGE KEY LARGO PB6-46 OR487-885-886 OR810-927 OR811-361 OR2397-1877/1878
Legal Range39E
Legal Township62S
Legal Section06
Legal SubdivisionHARBORAGE, THE
Legal Lot Number63 1
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract970600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address28 OCEAN DR, KEY LARGO, FL 33037-4034
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2009 · Amount on Record
Deed SaleJan 27, 2009 · Amount on Record
Deed Document Number1728364
Deed Book / Page2397 / 1877
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$377,600 (+15.21%) Land $335,516 Building $42,084$377,600 (+15.21%) Land $335,516 Building $42,084
2024$3,033.00 (+8.63%)
2023$2,792.00 (+12.63%)$327,763 (+21.09%) Land $285,908 Building $41,855$327,763 (+21.09%) Land $285,908 Building $41,855
2022$2,479.00$270,667 Land $228,812 Building $41,855$270,667 Land $228,812 Building $41,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Hotwire Communications.

Nearby Properties on Ocean Dr

Nearby Streets

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