Bergen County and Waldwick Borough property record for 20 Mackay Ave, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1956 |
| Square Footage | 2,308 sqft Living Area |
| Lot Size | 8,843 sqft (0.203 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $805,000 (2022) |
| Tax Bill | $17,733.00 (2025) |
| Primary APN | 64-00003-0000-00009 |
|---|---|
| Alternative APN |
|
| Building Area | 2,308 sqft Living Area |
|---|---|
| 1st Floor | 2,308 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame Construction |
| Lot Area | 8,843 sqft (0.203 acres) |
| Street Address | 20 MACKAY AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1910 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 8841 SF |
| Legal Subdivision | RIDGEWALD HLNDS SUPPL 1 |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 4 |
| Census Block | 4002 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00003-0000-00009
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 MACKAY AVE, WALDWICK, NJ 07463-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 17, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Jun 23, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 24, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance VISIONS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on Record |
| Deed Sale | Aug 17, 2022 · Amount on Record |
| Prior Sale | Jun 23, 2021 · Amount on Record |
| Deed Doc Number | 202281648 |
| Deed Book / Page | 4776 / 1877 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 17, 2022 |
| Property Address | 20 MACKAY AVE, WALDWICK, NJ 07463-1910 |
| Document Number | 0047761877 |
| Book / Page | 4776 / 1877 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022081648 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2022 |
| Title Company | ALL POINTS TITLE AGENCY LLC, RALLY POINT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,358.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 MACKAY AVE, 20, WALDWICK, NJ 07463-1910 |
| Name | Verified Name |
|---|---|
| Address | 20 MACKAY AVE, WALDWICK, NJ 07463-1910 |
| Document Number | 2022081649 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 2022081649 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 23, 2021 |
| Property Address | 20 MACKAY AVE, WALDWICK, NJ 07463-1910 |
| Document Number | 0042310433 |
| Book / Page | 4231 / 433 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021101123 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,457.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 CHEROKEE TRL, 17, OAKLAND, NJ 07436-3011 |
| Name | Verified Name |
|---|---|
| Address | 20 MACKAY AVE, WALDWICK, NJ 07463-1910 |
| Document Number | 2021101124 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021101124 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 MACKAY AVE, WALDWICK, NJ 07463-1910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034750371 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 3475/371 |
| Instrument | 2020007806 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $772,700 (-) Land $313,300 Building $459,400 | $772,700 (-) Land $313,300 Building $459,400 | |
| 2025 | $17,733.00 (+3.66%) | $772,700 (+28.25%) Land $313,300 Building $459,400 | $772,700 (+28.25%) Land $313,300 Building $459,400 |
| 2024 | $17,107.00 (-0.3%) | ||
| 2023 | $602,500 Land $253,700 Building $348,800 | $602,500 Land $253,700 Building $348,800 | |
| 2022 | $17,159.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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