11 E Main St, Old Fort, NC 28762 Property Records

McDowell County property record for 11 E Main St, Old Fort, NC 28762

Property Summary

Property Type	Medical Building
Details	10 ba · 6,424 sqft · built 1890
Lot Size	0.098 acres (4,240 sqft)
Owner	Company Name on File
Last Sale	$565,000 (May 2026)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`0659-06-49-7140`

Property Details

APN / Parcel Number

Primary APN	`0659-06-49-7140`
Alternative APN	`58629`

Interior

Full Baths	10 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	6,424 sqft Total Area
1st Floor Area	3,212 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	4,240 sqft (0.098 acres)
Lot Dimensions	106 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58629
Street Address	11 E MAIN ST
City	OLD FORT
State	NC
Zip	28762-0017
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Legal Description	LT 6 BLK A TOWN OF OLD FORT S/D
Legal Subdivision	FORT S/D
Legal Block	A
Legal Lot Number	6
Jurisdiction	MCDOWELL NC
Township / Civil Division	OLD FORT
Census Block Group	1
Census Block	1064
Census Tract	970700

Owner

Source: McDowell County records · APN 0659-06-49-7140

Assessment roll updated September 30, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 611, BLACK MOUNTAIN, NC 28711-0611
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2026 · Amount on Record
Deed Sale	May 01, 2026 · Amount on Record
Deed Document Number	20262087
Deed Book / Page	1537 / 25
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 01, 2026
Property Address	11 E MAIN ST, OLD FORT, NC 28762-0017
Document Number	0000002087
Book / Page	1537 / 25
Instrument Date	May 01, 2026
Instrument	2026.2087
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$114,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Old Fort Town
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,368.00 (+3.05%)	$349,370 (-) Land $40,000 Building $309,370
2023	$2,298.00	$349,370 Land $40,000 Building $309,370	$349,370 Land $40,000 Building $309,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 13, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	20 (1983–2024)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 14 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 179 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF OLD FORT serves 1,700 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.