2700 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2700 Surf Rd, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1984
Lot Size	0.483 acres (21,043 sqft)
Owner	Individual Name on Record
Tax Bill	$2,582 (2025)
Deeds & Mortgages	Dec 2025 Sale Apr 2020 Transfer
Flood Zone	Zone VE (high risk)
APN	`12-6S-02W-136-03865-E22`

Property Details

APN / Parcel Number

Primary APN	`12-6S-02W-136-03865-E22`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Heated Area
Gross Area	4,594 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1984
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,043 sqft (0.483 acres)
Garage Type	Carport
Carport	Carport
Carport Area	1,152 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	536 sqft
Deck Area	496 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2700 SURF RD
City	PANACEA
State	FL
Zip	32346-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PANACEA COASTAL ESTATES UNIT 1 BLOCK E LOT 22 OR 56 P 756 & OR 59 P 50 OR 67 P 480 - 492 OR 119 P.512 OR 679 P 786 ORDER OR 7
Legal Range	02W
Legal Township	06S
Legal Section	12
Legal Subdivision	PANACEA COASTAL ESTATES
Legal Block	E
Legal Lot Number	22
Legal Unit	1
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2055
Census Tract	10102

Owner

Source: Wakulla County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 BLUE HERON WAY, PANACEA, FL 32346-2703
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Personal Representative Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025
Deed Sale	Dec 22, 2025
Prior Sale	Apr 3, 2020
Deed Document Number	449108
Deed Book / Page	1441 / 687
Record Updated	Jun 8, 2026

December 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WAKULLA FL
Recording Date	Dec 22, 2025
Property Address	2700 SURF RD, PANACEA, FL 32346-2635
Document Number	0000449108
Book / Page	1441 / 687
Map Reference	MB 2 PG 29
Instrument Date	Dec 22, 2025
Instrument	449108
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 E PARK AVE, TALLAHASSEE, FL 32301-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BLUE HERON WAY, PANACEA, FL 32346-2703

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKULLA FL
Recording Date	Apr 3, 2020
Property Address	2700 SURF RD, PANACEA, FL 32346-2635
Document Number	0000377977
Book / Page	001145 / 000810
Instrument Date	Oct 24, 2019
Instrument	377977
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MASHES SANDS RD PANACEA FL 323462743, PANACEA, FL 32346-2743

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,582.00 (+11.77%)	$163,470 (+16.87%) Land $20,000 Building $143,470	$163,470 (+16.87%) Land $20,000 Building $143,470
2024	$2,310.00 (+0.43%)	$139,879 (-0.11%) Land $20,000 Building $119,879	$139,879 (-0.11%) Land $20,000 Building $119,879
2023	$2,300.00 (+10.68%)	$140,032 (+11.98%) Land $20,000 Building $120,032	$140,032 (+11.98%) Land $20,000 Building $120,032
2022	$2,078.00	$125,047 Land $20,000 Building $105,047	$125,047 Land $20,000 Building $105,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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