Caldwell County property record for 2640 Spears Rd, Lenoir, NC 28645
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 2003 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $6,000 (Jun 2003) |
| Tax Bill | $764 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06 47 2 98 |
| Primary APN | 06 47 2 98 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,188 sqft Heated Area |
| Gross Area | 1,428 sqft |
| 1st Floor Area | 1,188 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 106891 |
|---|---|
| Street Address | 2640 SPEARS RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-9748 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BK 1452 PG 644 YR 03 ST 12.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 30200 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 325, LENOIR, NC 28645-0325 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2003 · Amount on Record |
| Deed Sale | Jun 12, 2003 · Amount on Record |
| Prior Sale | Apr 1, 1998 · Amount on Record |
| Deed Book / Page | 1452 / 644 |
| Record Updated | Oct 29, 2026 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Gamewell Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $764.00 (-4.74%) | $125,000 (-0.08%) Land $8,000 Building $117,000 | |
| 2025 | $802.00 (+79.82%) | $125,100 (+106.1%) Land $8,000 Building $117,100 | $125,000 (+105.93%) Land $8,000 Building $117,000 |
| 2023 | $60,700 (-) Land $6,900 Building $53,800 | $60,700 (-) Land $6,900 Building $53,800 | |
| 2022 | $446.00 | $60,700 Land $6,900 Building $53,800 | $60,700 Land $6,900 Building $53,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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