Osceola County property record for 2650 Franklin Rd, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,564 sqft · built 2003 |
| Lot Size | 4.69 acres (204,645 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $388,000 (Sep 2016) |
| Tax Bill | $5,495 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 092531426000010375 |
| Primary APN | 092531426000010375 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,564 sqft Heated Area |
| Gross Area | 3,717 sqft |
| 1st Floor Area | 2,054 sqft |
| Upper Floors Area | 510 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 204,645 sqft (4.69 acres) |
| Garage Type | Finished |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 478 sqft |
| Patio Area | 360 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2650 FRANKLIN RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NARCOOSSEE PB 1 PGS 73-74 S 161.51 FT OF N 499.05 FT OF LOT 37 LESS E 20 FT |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 09 |
| Legal Subdivision | NARCOOSSEE NEW MAP EAST |
| Legal Tract | 4260 |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 43700 |
Source: Osceola County records · APN 092531426000010375
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2650 FRANKLIN RD, SAINT CLOUD, FL 34771-9280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2016 · Amount on Record |
| Deed Sale | Sep 14, 2016 · Amount on Record |
| Prior Sale | Apr 22, 2014 · Amount on Record |
| Deed Document Number | 2016140104 |
| Deed Book / Page | 5024 / 1290 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,495.00 (+6.76%) Homeowner's exemption | $386,056 (+5.99%) | $656,000 (+24.15%) Land $136,800 Building $519,200 |
| 2023 | $5,147.00 (+3.83%) Homeowner's exemption | $364,249 (+3%) | $528,400 (+14.08%) Land $91,200 Building $437,200 |
| 2022 | $4,957.00 Homeowner's exemption | $353,640 | $463,200 Land $91,200 Building $372,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 195 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Fiber | 1,000 / 1,000 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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