Osceola County property record for 2610 Franklin Rd, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,678 sqft · built 1997 |
| Lot Size | 2.74 acres (119,354 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,000 (Jun 2020) |
| Tax Bill | $712 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-31-2868-0001-00C0 |
| Primary APN | 10-25-31-2868-0001-00C0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,678 sqft Living Area |
| Gross Area | 2,384 sqft |
| 1st Floor Area | 1,678 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 119,354 sqft (2.74 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 306 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2610 FRANKLIN RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY MEADOW WEST UNIT 1 PB 2 PG 257 COM AT NE COR OF TRACT C, S 35 DEG W 371.34 FT TO POC, CONC NWLY, RAD 50 FT, CENT ANG 56 DEG, (CH BEARING S 63 DEG W 46.96 FT), ALONG CURVE 48.89 FT, N 89 DEG W 222.70 FT, N 329.99 FT, S 89 DEG E 474.39 FT TO PO |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 10 |
| Legal Subdivision | COUNTRY MEADOW WEST UNIT 1 |
| Legal Tract | C,S |
| Legal Block | C0 |
| Legal Lot Number | C |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 43700 |
Source: Osceola County records · APN 10-25-31-2868-0001-00C0
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2610 FRANKLIN RD, SAINT CLOUD, FL 34771-9280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Jun 24, 2020 | Warranty Deed, Transfer · VA Mortgage SUMMIT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | Dec 19, 2014 · Amount on Record |
| Deed Document Number | 202081469 |
| Deed Book / Page | 5743 / 722 |
| Prior Transfer Date | Jan 09, 2009 |
| Prior Transfer Doc | 0038851676 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2610 FRANKLIN RD, SAINT CLOUD, FL 34771-9280 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055822423 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 5582/2423 |
| Instrument | 2019113204 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | KISSIMMEE, FL 34741 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 12, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 24, 2020 |
| Property Address | 2610 FRANKLIN RD, SAINT CLOUD, FL 34771-9280 |
| Document Number | 0057430722 |
| Book / Page | 5743 / 722 |
| Map Reference | MB 2 PG 257 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 2020081469 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | THE EXPERTS TITLE TEAM LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,688.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2647 ZUNI RD, 2647, SAINT CLOUD, FL 34771-7821 |
| Name | Verified Name |
|---|---|
| Address | 4503 BELVIDERE ST, ORLANDO, FL 32809-4355 |
| Document Number | 0005743724 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 5743/724 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 (+12.84%) Homeowner's exemption Veteran's exemption | $307,398 (+5.99%) | $429,200 (+8.6%) Land $115,000 Building $314,200 |
| 2024 | $631.00 (+1.61%) | ||
| 2023 | $621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $290,034 (+8.54%) | $395,200 (+17.06%) Land $95,000 Building $300,200 |
| 2022 | $576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $267,218 | $337,600 Land $95,000 Building $242,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 172 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Fiber | 1,000 / 1,000 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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