Osceola County property record for 2615 Franklin Rd, Saint Cloud, FL 34771
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $896 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092531426000010412 |
| Primary APN | 092531426000010412 |
|---|
| Lot Area | 47,916 sqft (1.1 acres) |
|---|
| Street Address | 2615 FRANKLIN RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9281 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | NARCOOSSEE PB 1 PGS 73-74 COM AT NE COR OF LOT 41, S00-01-53E 330.01 FT, N89-33-22W 467.03 FT TO POB; N89-33-22W 382.24 FT, |
| Legal Subdivision | NARCOOSSEE NEW MAP EAST |
| Legal Lot Number | 41 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 43700 |
Source: Osceola County records, as of March 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2615 FRANKLIN RD, SAINT CLOUD, FL 34771-9281 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA |
| Feb 20, 2026 | Warranty Deed, Transfer · Commercial Mortgage CCHC FUND VII LP |
| Jun 15, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 31, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2026 |
| Deed Sale | Feb 20, 2026 |
| Prior Sale | Jun 15, 2021 |
| Deed Document Number | 2026024478 |
| Deed Book / Page | 6926 / 2472 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2615 FRANKLIN RD, SAINT CLOUD, FL 34771-9281 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6561 COBIA CIR, BOYNTON BEACH, FL 33437-3641 |
| Investor | Possibly a Property Investor |
| Document Number | 0064001929 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 6400/1929 |
| Instrument | 2023055755 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 1-Year T-Bill |
| Max Rate | 13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 20, 2026 |
| Property Address | 2615 FRANKLIN RD, SAINT CLOUD, FL 34771-9281 |
| Document Number | 0069262472 |
| Book / Page | 6926 / 2472 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026024478 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2615 FRANKLIN RD, SAINT CLOUD, FL 34771-9281 |
| Name | Verified Name |
|---|---|
| Address | 2615 FRANKLIN RD, SAINT CLOUD, FL 34771-9281 |
| Document Number | 0069281903 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 6928/1903 |
| Name | CCHC FUND VII LP |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 15, 2021 |
| Property Address | 2615 FRANKLIN RD, SAINT CLOUD, FL 34771-9281 |
| Document Number | 0059810862 |
| Book / Page | 5981 / 862 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021092933 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10325 STRATFORD POINTE AVE, ORLANDO, FL 32832-6018 |
| Name | Verified Name |
|---|---|
| Address | 1950 TYSON RD, SAINT CLOUD, FL 34771-7622 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 31, 2021 |
| Property Address | 2615 FRANKLIN RD, SAINT CLOUD, FL 34771-9281 |
| Document Number | 0059250345 |
| Book / Page | 5925 / 345 |
| Map Reference | MB 1 PG 73&74 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021048440 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10325 STRATFORD POINTE AVE, ORLANDO, FL 32832-6018 |
| Name | Verified Name |
|---|---|
| Address | 1950 TYSON RD, SAINT CLOUD, FL 34771-7622 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $896.00 (+16.67%) | $71,500 (+3%) Land $71,500 | $71,500 (+3%) Land $71,500 |
| 2023 | $768.00 (-0.13%) | $55,000 (-) Land $55,000 | $55,000 (-) Land $55,000 |
| 2022 | $769.00 | $55,000 Land $55,000 | $55,000 Land $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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