2625 Franklin Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2625 Franklin Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1982
Lot Size	0.989 acres (43,124 sqft)
Owner	Individual Name on File
Last Sale	$486,500 (May 2024)
Tax Bill	$5,169 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092531426000010415`

Property Details

APN / Parcel Number

Primary APN	`092531426000010415`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Heated Area
Gross Area	2,172 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.989 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2625 FRANKLIN RD
City	SAINT CLOUD
State	FL
Zip	34771-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NARCOOSSEE PB 1 PGS 73-74 N 330 FT OF LOTS 41 & 42 E OF OSTERLE RD LESS COM AT NE COR OF LOT 41, S00-01-53E 330.01 FT,
Legal Subdivision	NARCOOSSEE NEW MAP EAST
Legal Lot Number	41-42
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records · APN 092531426000010415

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2877 ABSHER RD, SAINT CLOUD, FL 34771-9245
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Deed Document Number	2024067576
Deed Book / Page	6604 / 2149
Record Updated	Jun 08, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 22, 2024
Property Address	2625 FRANKLIN RD, SAINT CLOUD, FL 34771-9281
Document Number	0066042149
Book / Page	6604 / 2149
Map Reference	MB 1 PG 73&74
Instrument Date	May 21, 2024
Instrument	2024067576
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	EXPERTS TITLE TEAM LLC, THE EXPERTS TITLE TEAM LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,405.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2921 CHERRY BLOSSOM LOOP, SAINT CLOUD, FL 34771-9339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2877 ABSHER RD, SAINT CLOUD, FL 34771-9245

Mortgage

Document Number	2024067579
Date	May 22, 2024
Instrument	2024067579

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,169.00 (+49.78%)	$321,700 (+41.03%) Land $64,400 Building $257,300	$321,700 (+41.03%) Land $64,400 Building $257,300
2023	$3,451.00 (+10.72%)	$228,100 (+13.37%) Land $49,500 Building $178,600	$228,100 (+13.37%) Land $49,500 Building $178,600
2022	$3,117.00	$201,200 Land $49,500 Building $151,700	$201,200 Land $49,500 Building $151,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 330 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force 293 of 330 on primary residences
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Flood Events	Hurricane Ian (Oct 2022), 2 claims Hurricane Ian (Sep 2022), 5 claims Hurricane Frances (Sep 2004), 6 claims

Wildfire

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	About 1 in 155 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.