265 River Rd, Carrabelle, FL 32322 Property Records

Franklin County property record for 265 River Rd, Carrabelle, FL 32322 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1916
Square Footage	981 sqft Heated Area
Lot Size	26,964 sqft (0.619 acres)
Garage	Carport
Occupancy	Owner Occupied
Last Sale	$375,000 (2022)
Tax Bill	$2,875.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-07S-05W-0000-0070-0000`

Interior

Building Area	981 sqft Heated Area
Gross Area	2,237 sqft Gross Area
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1916
Exterior Material	Other Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	26,964 sqft (0.619 acres)
Depth X Width	150 ft x 180 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Porch	Finished/Screened Porch
Porch Area	981 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	265 RIVER RD
City	CARRABELLE
State	FL
Zip	32322-5020
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1.1 AC M/L OR/RR/485 628/477 953/783 1335/372
Legal Range	05W
Legal Township	07S
Legal Section	24
Jurisdiction	FRANKLIN FL
Minor Civil Division	EASTPOINT
Census Blockgroup	1
Census Block	1202
Census Tract	970200

Owner

Source: Franklin County records · APN 24-07S-05W-0000-0070-0000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	265 RIVER RD, CARRABELLE, FL 32322-5020
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage KANE COUNTY TEACHERS CU
May 10, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Dec 10, 2007 · Amount on Record
Deed Doc Number	202219002859
Deed Book / Page	1335 / 372
Record Refreshed	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	265 RIVER RD, CARRABELLE, FL 32322-5020
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 RIVER RD, CARRABELLE, FL 32322-5020

Mortgage

Document Number	0019004154
Date	Aug 15, 2023
Book Page	1371/289
Instrument	202319004154

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	265 RIVER RD, CARRABELLE, FL 32322-5020
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 LINVILLE LN, WILLOW SPRING, NC 27592-8418

Mortgage

Document Number	0019003794
Date	Jun 21, 2022
Book Page	1339/582
Instrument	202219003794

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 10, 2022
Property Address	265 RIVER RD, CARRABELLE, FL 32322-5020
Document Number	0019002859
Book / Page	1335 / 372
Instrument Date	May 06, 2022
Instrument	202219002859
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9041 BUCK LAKE RD, 9041, TALLAHASSEE, FL 32317-8513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 RIVER RD, CARRABELLE, FL 32322-5020

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,875.00 (+0.63%) Homeowner's exemption	$344,271 (+1.64%) Land $225,000 Building $119,271	$344,271 (-) Land $225,000 Building $119,271
2024	$2,857.00 (-0.56%) Homeowner's exemption	$338,714 (+3%)	$344,271 (+4.69%) Land $225,000 Building $119,271
2023	$2,873.00 (+18.96%) Homeowner's exemption	$328,849 (+4.92%) Land $225,000 Building $103,849	$328,849 (+4.92%) Land $225,000 Building $103,849
2022	$2,415.00	$313,426 Land $225,000 Building $88,426	$313,426 Land $225,000 Building $88,426

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	13.0 ft

Wildfire

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	About 1 in 211 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

265 River Rd, Carrabelle, FL 32322 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on River Rd

Nearby Streets

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