2607 S River Bluff Rd, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 2607 S River Bluff Rd, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,761 sqft · built 2024
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Trust Names on File
Last Sale	$675,500 (Jul 2024)
Tax Bill	$6,376 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-277-014-000`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-277-014-000`
Alternative APN	`76670`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	36 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,761 sqft Finished Area
Basement Area	1,941 sqft
Finished Basement	1,337 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Garage Area	1,984 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	76670
Street Address	2607 S RIVER BLUFF RD
City	SIOUX FALLS
State	SD
Zip	57110-7597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACT 1 O`HANLONS ADDN TO EAST SIOUX FALLS SPLIT ROCK TOWNSHIP
Legal Subdivision	HANLONS ADD
Legal Tract	1
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SPLIT ROCK
Census Block Group	3
Census Block	3069
Census Tract	10401

Owner

Source: Minnehaha County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	2607 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7597
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK
Jul 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Dec 11, 2023
Deed Book / Page	627-D / 173
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2607 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7597
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8036 E NORWAY PINE TRL, SIOUX FALLS, SD 57110-4047
Investor	Possibly a Property Investor

Mortgage

Document Number	001979/269
Date	Dec 28, 2023
Book Page	1979/269

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	6100 E SILVER MAPLE CIR, SIOUX FALLS, SD 57110

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2607 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7597
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 N SHEPHERD AVE, SIOUX FALLS, SD 57103-6099

Mortgage

Document Number	MTG1986/1075
Date	Jul 23, 2024
Book Page	MTG 1986/1075

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Split Rock Township
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,376.00	$607,400 (+450.68%) Land $110,300 Building $497,100
2024	$6,376.00 (+422.62%)	$110,300 (+35.5%) Land $110,300
2022	$1,220.00	$81,400 Land $81,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 75% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP, LINCOLN COUNTY RURAL WATER SYSTEM
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350

May also be available: Verizon.

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