2514 S River Bluff Rd, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 2514 S River Bluff Rd, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,361 sqft · built 1956
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Trust Names on Record
Tax Bill	$5,385 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-276-026-000`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-276-026-000`
Alternative APN	`10731`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,361 sqft Finished Area
1st Floor Area	1,113 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)
Lot Dimensions	200 ft deep x 165 ft wide
Garage Type	Mixed
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Cistern

Location & Zoning

Account Number	10731
Street Address	2514 S RIVER BLUFF RD
City	SIOUX FALLS
State	SD
Zip	57110-7528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACTS 1, 2 & 3 CAINES SUB BLK 10 & E12 (EX S130`) VAC JEFFERSON AVE LYING AD J & (EX S9) 9 BLOCK 10 O`HANLONS ADDN TO EAST S
Legal Subdivision	CAINES SUB
Legal Tract	1-3
Legal Block	10
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SPLIT ROCK
Census Block Group	3
Census Block	3055
Census Tract	10401

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2514 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit MINNWEST BANK
Sep 22, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 14, 2016
Transfer Doc	0000070367
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2514 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7528
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1858MTG/0131
Date	Apr 25, 2019
Book Page	1858 MTG/0131

Lender

Name	AMERICAN BANK & TRUST
Type	Non-Lending Institution
Address	HURON, SD 57350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2514 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7528
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1882MTG/502
Date	Apr 22, 2020
Book Page	1882 MTG/502

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2514 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7528
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1882MTG/520
Date	Apr 22, 2020
Book Page	1882 MTG/520

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2514 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7528
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 S RIVER BLUFF RD 5, 5, SIOUX FALLS, SD 57110-7528

Mortgage

Document Number	1962MTG/604
Date	Nov 14, 2022
Book Page	1962 MTG/604

Lender

Name	MINNWEST BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 22, 2022
Property Address	2514 S RIVER BLUFF RD, SIOUX FALLS, SD 57110-7528
Document Number	298MISC/750
Book / Page	298 MISC / 750
Instrument Date	Sep 21, 2022
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26620 460TH AVE, HARTFORD, SD 57033-6807

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Split Rock Township
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,796 (+5.2%) Land $155,866 Building $383,930	$539,796 Land $155,866 Building $383,930
2025	$5,385.00	$513,100 (+1.2%) Land $157,600 Building $355,500
2024	$5,385.00 (+19.08%)	$507,000 (+33.11%) Land $157,600 Building $349,400
2022	$4,522.00	$380,900 Land $116,400 Building $264,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 69% of South Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	LINCOLN COUNTY RURAL WATER SYSTEM, MINNEHAHA COMMUNITY WATER CORP
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350

May also be available: Verizon.

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