Bergen County and Waldwick Borough property record for 28 Duncan St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,795 sqft · built 1949 |
| Lot Size | 0.195 acres (8,512 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,691 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00073-05-00004 |
| Primary APN | 64-00073-05-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,795 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 8,512 sqft (0.195 acres) |
| Lot Dimensions | 112 ft deep x 76 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400073E00004 |
|---|---|
| Street Address | 28 DUNCAN ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 76X112 3LT |
| Legal Subdivision | HIGHLANDS SEC #2 |
| Legal Block | 73.05 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 28 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0045181135 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 4518/1135 |
| Instrument | 2022000800 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,000 (-) Land $337,500 Building $215,500 | $553,000 (-) Land $337,500 Building $215,500 | |
| 2025 | $12,691.00 (+3.66%) | $553,000 (+31.1%) Land $337,500 Building $215,500 | $553,000 (+31.1%) Land $337,500 Building $215,500 |
| 2024 | $12,243.00 (+1.92%) | ||
| 2023 | $421,800 Land $277,700 Building $144,100 | $421,800 Land $277,700 Building $144,100 | |
| 2022 | $12,012.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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