Hamilton County property record for 26 Central Ter, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,676 sqft · built 1925 |
| Lot Size | 0.353 acres (15,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $431,500 (Jun 2015) |
| Tax Bill | $13,404 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0004-0042-00 |
| Primary APN | 592-0004-0042-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,676 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| 2nd Floor Area | 1,072 sqft |
| Basement Area | 1,072 sqft |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,420 sqft (0.353 acres) |
| Lot Dimensions | 252 ft deep x 61 ft wide |
| Garage Type | Detached |
| Garage Area | 760 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 26 CENTRAL TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26 CENTRAL 61 X 252.65 PT LOT 10 S S CARPENTER 3RD |
| Legal Subdivision | CARPENTERS |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22601 |
26 Central Ter is owned and occupied by two individuals who bought it in June 2015.
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2015 · Amount on File |
| Deed Sale | Jun 10, 2015 · Amount on File |
| Prior Sale | Jul 8, 2005 · Amount on File |
| Deed Document Number | 15-059400 |
| Deed Book / Page | 12915 / 00460 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 26 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000027520 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 14367/262 |
| Instrument | 2021-0027520 |
| Name | 3RD STREET FINANCIAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 26 Central Ter was $13,404, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,404.00 (+2.36%) | $220,084 (-) Land $32,816 Building $187,268 | |
| 2024 | $13,095.00 (+8.51%) | $220,084 (-) Land $32,816 Building $187,268 | |
| 2023 | $12,068.00 (-0.99%) | $220,084 (+22.42%) Land $32,816 Building $187,268 | $628,810 Land $93,760 Building $535,050 |
| 2022 | $12,189.00 Homeowner's exemption | $179,774 Land $22,708 Building $157,066 | |
| 2020 | $513,640 Land $64,880 Building $448,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 26 Central Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Central Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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