19 Central Ter, Cincinnati, OH 45215 Property Records

Hamilton County property record for 19 Central Ter, Cincinnati, OH 45215

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,210 sqft · built 1930
Lot Size0.257 acres (11,238 sqft)
OwnerOwner Name on Record
Last Sale$255,000 (Aug 2011)
Tax Bill$10,935 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN592-0004-0048-00

Property Details

APN / Parcel Number

Primary APN592-0004-0048-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,210 sqft Living Area
1st Floor Area1,426 sqft
2nd Floor Area784 sqft
Basement Area1,416 sqft
Finished Basement187 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Architectural StyleConventional
Exterior MaterialStucco
Lot Area11,238 sqft (0.257 acres)
Lot Dimensions125 ft deep x 90 ft wide
Garage TypeBasement
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area120 sqft
Patio Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address19 CENTRAL TER
CityCINCINNATI
StateOH
Zip45215-2627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTRAL TER 90 X 125 PT LOT 4 S S CARPENTER 3RD SUB PARS 48-261 CONS
Legal SubdivisionS S CARPENTER 3RD SUB
Legal Lot Number4
JurisdictionHAMILTON OH
Township / Civil DivisionWYOMING
Census Block Group3
Census Block3000
Census Tract22601

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address19 CENTRAL TER, CINCINNATI, OH 45215-2627
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2011 · Amount on Record
Deed SaleAug 12, 2011 · Amount on Record
Prior SaleApr 17, 2002 · Amount on Record
Deed Document Number11-091363
Deed Book / Page11797 / 00396
Prior Transfer DateAug 8, 2011
Prior Transfer Doc0020111363
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address19 CENTRAL TER, CINCINNATI, OH 45215-2627
Transaction TypeMortgage
Record UpdatedFeb 10, 2026
Title CompanyMATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014143
DateFeb 2, 2021
Book Page14346/1370
Instrument2021-0014143
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityWyoming City
Unified School DistrictWyoming City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,935.00 (+2.45%)$179,718 (+%) Land $37,264 Building $142,454
2024$10,674.00 (+8.46%)$179,717 (-) Land $37,264 Building $142,453
2023$9,841.00 (+16.12%)$179,717 (+43.61%) Land $37,264 Building $142,453$513,480 (+43.61%) Land $106,470 Building $407,010
2022$8,475.00 Homeowner's exemption$125,139 Land $25,802 Building $99,337
2020$357,540 Land $73,720 Building $283,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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