Hamilton County property record for 43 Central Ter, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,298 sqft · built 1923 |
| Lot Size | 0.339 acres (14,767 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,748 (2025) |
| Deeds & Mortgages | May 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0004-0051-00 |
| Primary APN | 592-0004-0051-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,298 sqft Living Area |
| Gross Area | 3,024 sqft |
| 1st Floor Area | 1,320 sqft |
| 2nd Floor Area | 978 sqft |
| Basement Area | 726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 14,767 sqft (0.339 acres) |
| Lot Dimensions | 250 ft deep x 59 ft wide |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | Deck Area |
| Patio Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 43 CENTRAL TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 43 CENTRAL TERR 59 X 250 LOT 3 PT LOT 1 CENTRAL TERR |
| Legal Subdivision | CENTRAL TERRACE |
| Legal Lot Number | 3,1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22601 |
43 Central Ter is owned and occupied by two individuals who acquired it in December 2013.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 CENTRAL TER, CINCINNATI, OH 45215-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 31, 2013 |
| Transfer Doc | 0000000553 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 22, 2025 |
| Property Address | 43 CENTRAL TER, CINCINNATI, OH 45215-2627 |
| Document Number | 0000038185 |
| Book / Page | 15422 / 1770 |
| Map Reference | MB 25 PG 75 |
| Instrument Date | May 14, 2025 |
| Instrument | 2025-0038185 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 CENTRAL TER, CINCINNATI, OH 45215-2627 |
The 2025 property tax bill for 43 Central Ter was $7,748, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,748.00 (+2.36%) | $127,246 (-) Land $31,738 Building $95,508 | $363,560 Land $90,680 Building $272,880 |
| 2024 | $7,569.00 (+8.5%) | $127,246 (-) Land $31,738 Building $95,508 | |
| 2023 | $6,976.00 (+9.94%) | $127,246 (+35.99%) Land $31,738 Building $95,508 | $363,560 Land $90,680 Building $272,880 |
| 2022 | $6,345.00 Homeowner's exemption | $93,573 Land $21,966 Building $71,607 | |
| 2020 | $267,350 Land $62,760 Building $204,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Central Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Central Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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