20 Central Ter, Cincinnati, OH 45215 Property Records

Hamilton County property record for 20 Central Ter, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,803 sqft · built 1924
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Tax Bill	$5,329 (2025)
Deeds & Mortgages	Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`592-0004-0044-00`

Property Details

APN / Parcel Number

Primary APN	`592-0004-0044-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,803 sqft Living Area
Gross Area	3,195 sqft
1st Floor Area	916 sqft
2nd Floor Area	887 sqft
Basement Area	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	125 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	104 sqft
Deck Area	Deck Area
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	20 CENTRAL TER
City	CINCINNATI
State	OH
Zip	45215-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20 CENTRAL TER 57 X 125 PT LOT 5 S S CARPENTER 3RD
Legal Subdivision	CARPENTERS
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	WYOMING
Census Block Group	3
Census Block	3000
Census Tract	22601

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 CENTRAL TER, CINCINNATI, OH 45215-2628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 25, 2014
Transfer Doc	0000091544
Record Updated	Sep 20, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 10, 2025
Property Address	20 CENTRAL TER, CINCINNATI, OH 45215-2628
Document Number	0000096626
Book / Page	15559 / 1767
Map Reference	MB 3863 PG 1224
Instrument Date	Dec 9, 2025
Instrument	2025-0096626
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Wyoming City
Unified School District	Wyoming City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,329.00 (+2.24%) Homeowner's exemption	$97,706 (-) Land $25,746 Building $71,960	$279,160 (-) Land $73,560 Building $205,600
2024	$5,212.00 (+7.53%) Homeowner's exemption	$97,706 (-) Land $25,746 Building $71,960
2023	$4,847.00 (+6.53%) Homeowner's exemption	$97,706 (+28.61%) Land $25,746 Building $71,960	$279,160 (+28.62%) Land $73,560 Building $205,600
2022	$4,550.00 Homeowner's exemption	$75,968 Land $17,815 Building $58,153
2020			$217,050 Land $50,900 Building $166,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20