Hamilton County property record for 44 Central Ter, Cincinnati, OH 45215 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1925 |
| Square Footage | 2,152 sqft Living Area |
| Lot Size | 20,212 sqft (0.464 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $281,500 (2007) |
| Tax Bill | $8,456.00 (2025) |
Source: Hamilton County records · APN 592-0004-0038-00
Assessment roll updated January 21, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 44 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Mar 19, 2024 | Transfer on Death Deed, Transfer |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKYARD BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2007 · Amount on Record |
| Deed Sale | Jan 25, 2007 · Amount on Record |
| Prior Sale | Apr 27, 2006 · Amount on Record |
| Deed Doc Number | 200712470 |
| Deed Book / Page | 10456 / 1834 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 44 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 44 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Document Number | 0000017218 |
|---|---|
| Date | Mar 09, 2026 |
| Book Page | 15618/1122 |
| Instrument | 2026-0017218 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 19, 2024 |
| Property Address | 44 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Document Number | 0000017954 |
| Book / Page | 15126 / 2174 |
| Map Reference | MB 4 PG 241 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2024-0017954 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 44 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Document Number | 0000039230 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 44 CENTRAL TER CINCINNATI OH 452152628, CINCINNATI, OH 45215-2628 |
| Document Number | 0000039230 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 014156/002836 |
| Instrument | 39230 |
| Name | STOCKYARD BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 27, 2035 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,456.00 (+2.45%) | $138,965 (+%) Land $41,297 Building $97,668 | $397,040 (-) Land $117,990 Building $279,050 |
| 2024 | $8,254.00 (+8.46%) | $138,963 (-) Land $41,296 Building $97,667 | |
| 2023 | $7,610.00 (+10.48%) | $138,963 (+36.63%) Land $41,296 Building $97,667 | $397,040 (+36.63%) Land $117,990 Building $279,050 |
| 2022 | $6,888.00 Homeowner's exemption | $101,710 Land $28,581 Building $73,129 | |
| 2020 | $290,600 Land $81,660 Building $208,940 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 31% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 592-0004-0038-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,152 sqft Living Area |
| Gross Area | 3,797 sqft Gross Area |
| 1st Floor | 1,480 sqft 1st Floor |
| 2nd Floor | 672 sqft 2nd Floor |
| Upper Floors | 672 sqft Upper Floors |
| Basement Area | 1,645 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,212 sqft (0.464 acres) |
| Depth X Width | 252 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Patio Area | 342 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 44 CENTRAL TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2628 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 44 CENTRAL TER 80 X 252.65 PT LOT 18 SS CARPENTER 3RD SUB |
| Legal Subdivision | SS CARPENTER 3RD SUB |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | WYOMING |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 22601 |
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