Hamilton County property record for 40 Central Ter, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,036 sqft · built 1925 |
| Lot Size | 0.435 acres (18,949 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,500 (Oct 2014) |
| Tax Bill | $15,719 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0004-0039-00 |
| Primary APN | 592-0004-0039-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,036 sqft Living Area |
| 1st Floor Area | 1,664 sqft |
| 2nd Floor Area | 1,372 sqft |
| Basement Area | 1,582 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Lot Area | 18,949 sqft (0.435 acres) |
| Lot Dimensions | 252 ft deep x 75 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 40 CENTRAL TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 40 CENTRAL TERR 75 X 252.65 PT LOT 15-18 SS CARPENTER 3RD |
| Legal Subdivision | CARPENTERS |
| Legal Lot Number | 15-18 16 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22601 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2014 · Amount on Record |
| Deed Sale | Oct 1, 2014 · Amount on Record |
| Prior Sale | Aug 4, 2004 |
| Deed Document Number | 14-099734 |
| Deed Book / Page | 12717 / 00912 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 40 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000075301 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 13995/01004 |
| Instrument | 2019-0075301 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,719.00 (+2.44%) | $258,328 (-) Land $40,348 Building $217,980 | |
| 2024 | $15,344.00 (+8.46%) | $258,328 (-) Land $40,348 Building $217,980 | |
| 2023 | $14,147.00 (+5.03%) | $258,328 (+29.89%) Land $40,348 Building $217,980 | $738,080 (+29.89%) Land $115,280 Building $622,800 |
| 2022 | $13,470.00 Homeowner's exemption | $198,888 Land $27,920 Building $170,968 | |
| 2020 | $568,250 Land $79,770 Building $488,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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