257 River Falls Dr, Duncan, SC 29334 Property Records

Spartanburg County property record for 257 River Falls Dr, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,304 sqft · built 1992
Lot Size	0.722 acres (31,488 sqft)
Owner	Individual Name on Record
Last Sale	$537,000 (Aug 2022)
Tax Bill	$3,087 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-3115-01500`

Property Details

APN / Parcel Number

Primary APN	`5-3115-01500`
Alternative APN	`97670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,304 sqft Living Area
Gross Area	5,132 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Raised Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,488 sqft
Lot Dimensions	246 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Porch
Porch Area	100 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	97670
Street Address	257 RIVER FALLS DR
City	DUNCAN
State	SC
Zip	29334-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 RIVER FALLS PLANTATION SUB-DIV SEC1 PB 109-60ABC
Legal Subdivision	RIVER FALLS PLANTATION SUB
Legal Lot Number	34
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	2
Census Block	2006
Census Tract	23406

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	257 RIVER FALLS DR, DUNCAN, SC 29334-9250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit CPM FCU
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CPM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	Mar 11, 2003
Deed Document Number	2022-44128
Deed Book / Page	138-R / 168
Record Updated	Jun 8, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 25, 2022
Property Address	257 RIVER FALLS DR, DUNCAN, SC 29334-9250
Document Number	0000044128
Book / Page	138-R / 168
Map Reference	MB 116 PG 905
Instrument Date	Aug 18, 2022
Instrument	2022-44128
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,396.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	257 RIVER FALLS DR, DUNCAN, SC 29334-9250

Mortgage

Document Number	0000044129
Date	Aug 25, 2022
Book Page	6448/596
Instrument	2022-44129

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 5, 2029
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	6%
Max Rate	10%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	257 RIVER FALLS DR, DUNCAN, SC 29334-9250
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009471
Date	Feb 23, 2022
Book Page	6323/638
Instrument	2022-09471

Lender

Name	CPM FCU
Type	Credit Union
Address	CHARLESTON, SC 29406

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Feb 14, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	257 RIVER FALLS DR, DUNCAN, SC 29334-9250
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073417
Date	Dec 29, 2021
Book Page	6284/609
Instrument	2021-73417

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,087.00 (+0.32%)	$21,324 (-) Land $4,740 Building $16,584	$533,100 (-) Land $118,500 Building $414,600
2024	$3,077.00 (-0.29%)
2023	$3,086.00	$21,324 Land $4,740 Building $16,584	$533,100 Land $118,500 Building $414,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ripple Fiber.

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