25421 Champlain Rd, Laguna Hills, CA 92653 Property Records

Orange County property record for 25421 Champlain Rd, Laguna Hills, CA 92653

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,653 sqft · built 1970
Lot Size	0.169 acres (7,370 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (Feb 2006)
Tax Bill	$10,399 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`620-135-08`

Property Details

APN / Parcel Number

Primary APN	`620-135-08`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
1st Floor Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,370 sqft (0.169 acres)
View / Lot	Good
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	25421 CHAMPLAIN RD
City	LAGUNA HILLS
State	CA
Zip	92653-5441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5641 BLK LOT 155
Legal Subdivision	TRACT 5641
Legal Tract	5641
Legal Lot Number	155
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4007
Census Tract	42327

Owner

25421 Champlain Rd is owned and occupied by two individuals who bought it in February 2006.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25421 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Feb 27, 2017	Deed of Trust, Mortgage · ARM MIDWEST EQUITY MORTGAGE LLC
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2006 · Amount on File
Deed Sale	Feb 24, 2006 · Amount on File
Deed Document Number	2006125783
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25421 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5441
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25421 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5441

Mortgage

Document Number	0000190186
Date	Mar 19, 2021
Instrument	2021000190186

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25421 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081404
Date	Feb 27, 2017
Instrument	2017000081404

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25421 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5441
Document Number	0000362909
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25421 CHAMPLAIN RD LAGUNA HILLS CA 926535441, LAGUNA HILLS, CA 92653-5441

Mortgage

Document Number	0000362909
Date	Sep 23, 2019
Instrument	362909

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 25421 Champlain Rd was $10,399 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Hills City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,038,460 (+2%) Land $856,213 Building $182,247
2025	$10,399.00 Homeowner's exemption	$1,018,099 Land $839,425 Building $178,674
2023	$9,968.00 (+17.62%) Homeowner's exemption	$978,566 Land $806,829 Building $171,737
2022	$8,475.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25421 Champlain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25421 Champlain Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cityside Fiber, GeoLinks.

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