25402 Champlain Rd, Laguna Hills, CA 92653 Property Records

Orange County property record for 25402 Champlain Rd, Laguna Hills, CA 92653

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,653 sqft · built 1970
Lot Size	0.175 acres (7,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$794,000 (Sep 2020)
Tax Bill	$8,771 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`620-141-28`

Property Details

APN / Parcel Number

Primary APN	`620-141-28`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
1st Floor Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	7,616 sqft (0.175 acres)
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	25402 CHAMPLAIN RD
City	LAGUNA HILLS
State	CA
Zip	92653-5440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5641 BLK LOT 141
Legal Subdivision	TRACT NO 5641
Legal Tract	5641
Legal Lot Number	141
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4006
Census Tract	42327

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25402 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 5, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
May 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 10, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Jan 30, 2009 · Amount on Record
Deed Document Number	2020482672
Last Transfer Date	Apr 8, 2021
Transfer Doc	0000294164
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25402 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5440
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25402 CHAMPLAIN RD, LAGUNA BEACH, CA 92653-5440

Mortgage

Document Number	0000262285
Date	Sep 24, 2025
Instrument	2025000262285

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 3, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25402 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5440
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25402 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5440

Mortgage

Document Number	0000282629
Date	Aug 19, 2022
Instrument	2022000282629

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25402 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5440
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25402 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5440

Mortgage

Document Number	0000636690
Date	Oct 18, 2021
Instrument	2021000636690

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25402 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5440
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25402 CHAMPIAN RD, LAGUNA HILLS, CA 92653

Mortgage

Document Number	0000004281
Date	Jan 5, 2022
Instrument	2022000004281

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 3, 2021
Property Address	25402 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5440
Document Number	0000294164
Map Reference	MB 204 PG 1-9
Instrument Date	Apr 8, 2021
Instrument	2021000294164
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25402 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5440

Mortgage

Document Number	0000294165
Date	May 3, 2021
Instrument	2021000294165

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 10, 2020
Property Address	25402 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5440
Document Number	0000482672
Map Reference	MB 204 PG 1-9
Instrument Date	Sep 2, 2020
Instrument	2020000482672
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25402 CHAMPLAIN RD, LAGUNA HILLS, CA 92653-5440

Mortgage

Document Number	0000482673
Date	Sep 10, 2020
Instrument	2020000482673

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Hills City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$876,637 (+2%) Land $760,641 Building $115,996
2025	$8,771.00 (+4.34%) Homeowner's exemption	$859,449 (+4.04%) Land $745,727 Building $113,722
2023	$8,406.00 (+1.82%) Homeowner's exemption	$826,077 Land $716,770 Building $109,307
2022	$8,256.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cityside Fiber, GeoLinks.

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