2521 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 2521 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,793 sqft · built 2017
Lot Size	0.212 acres (9,267 sqft)
Owner	Individual Name on File
Last Sale	$282,500 (Nov 2017)
Tax Bill	$4,132 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-27-353-022`

Property Details

APN / Parcel Number

Primary APN	`7923-27-353-022`
Alternative APN	`060/08294-110-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,793 sqft Living Area
Gross Area	3,177 sqft
1st Floor Area	758 sqft
Upper Floors Area	1,035 sqft
Basement Area	758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,267 sqft (0.212 acres)
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2521 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 THE WOODS OF COPPER CREEK PLAT 2
Legal Subdivision	THE WOODS OF COPPER CREEK PL 2
Legal Lot Number	11
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1008
Census Tract	10602

Owner

2521 E 48th St is owned and occupied by an individual who bought it in November 2017.

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2521 E 48TH ST, DES MOINES, IA 50317-4736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Nov 9, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on File
Deed Sale	Nov 9, 2017 · Amount on File
Deed Document Number	2017-00039804
Deed Book / Page	16718 / 0915
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2521 E 48TH ST, DES MOINES, IA 50317-4736
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 E 48TH ST, DES MOINES, IA 50317-4736

Mortgage

Document Number	202100070297
Date	Jul 2, 2021
Book Page	18625/18
Instrument	2021-00070297

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 9, 2017
Property Address	2521 E 48TH ST, DES MOINES, IA 50317-4736
Document Number	201700039804
Book / Page	16718 / 0915
Instrument Date	Nov 6, 2017
Instrument	2017-00039804
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2521 E 48TH ST, DES MOINES, IA 50317-4736

Mortgage

Document Number	201700039806
Date	Nov 9, 2017
Instrument	2017-00039806

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 15, 2017
Property Address	2521 E 48TH ST, DES MOINES, IA 50317-4736
Document Number	0000093984
Book / Page	016479 / 000050
Instrument Date	May 3, 2017
Instrument	93984
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Amount	Amount on Record
Tax	$86.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1615 W SALEM AVE INDIANOLA IA 501252185, INDIANOLA, IA 50125-2185

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$364,500 Land $51,600 Building $312,900	$364,500 Land $51,600 Building $312,900
2024	$4,132.00
2023		$324,300 Land $45,800 Building $278,500	$324,300 Land $45,800 Building $278,500
2020	$6,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2521 E 48th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2521 E 48th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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