2504 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 2504 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,637 sqft · built 2015
Lot Size	0.31 acres (13,522 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Jul 2023)
Tax Bill	$8,786 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7923-27-354-002`

Property Details

APN / Parcel Number

Primary APN	`7923-27-354-002`
Alternative APN	`060/08294-105-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,637 sqft Living Area
Gross Area	3,113 sqft
1st Floor Area	1,637 sqft
Basement Area	1,776 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,522 sqft (0.31 acres)
Garage Type	Attached
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	367 sqft
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2504 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 THE WOODS OF COPPER CREEK PLAT 2
Legal Subdivision	THE WOODS OF COPPER CREEK PL 2
Legal Lot Number	6
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1002
Census Tract	10602

Owner

2504 E 48th St is owned and occupied by an individual who bought it in July 2023.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2504 E 48TH ST, DES MOINES, IA 50317-4736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jul 14, 2023	Warranty Deed, Transfer
Feb 3, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Apr 30, 2018	Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	Feb 3, 2022 · Amount on File
Deed Document Number	2023-00036820
Deed Book / Page	19538 / 160
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2504 E 48TH ST, DES MOINES, IA 50317-4736
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023938
Date	Mar 28, 2022
Book Page	19040/515
Instrument	2022-00023938

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 14, 2023
Property Address	2504 E 48TH ST, DES MOINES, IA 50317-4736
Document Number	0000036820
Book / Page	19538 / 160
Instrument Date	Jul 9, 2023
Instrument	2023-00036820
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Amount	Amount on Record
Tax	$735.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 E 48TH ST, DES MOINES, IA 50317-4736

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 3, 2022
Property Address	2504 E 48TH ST, DES MOINES, IA 50317-4736
Document Number	0000009431
Book / Page	18974 / 440
Instrument Date	Jan 19, 2022
Instrument	2022-00009431
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$667.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2504 E 48TH ST, DES MOINES, IA 50317-4736

Mortgage

Document Number	0000009433
Date	Feb 3, 2022
Instrument	2022-00009433

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2052

Mortgage

Document Number	0000009434
Date	Feb 3, 2022
Book Page	18974/460
Instrument	2022-00009434

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 5, 2032

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2504 E 48TH ST, DES MOINES, IA 50317-4736
Document Number	0000083600
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 E 48TH ST DES MOINES IA 503174863, DES MOINES, IA 50317-4863
Investor	Possibly a Property Investor

Mortgage

Document Number	0000083600
Date	May 1, 2018
Book Page	016903/000140
Instrument	83600

Lender

Name	MID-AMERICAN MTG INC
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$478,400 Land $74,500 Building $403,900	$478,400 Land $74,500 Building $403,900
2024	$8,786.00
2023		$429,400 (+7.97%) Land $66,100 Building $363,300	$429,400 Land $66,100 Building $363,300
2022		$397,700 Land $63,000 Building $334,700
2021			$397,700 Land $63,000 Building $334,700
2020	$1,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2504 E 48th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2504 E 48th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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